I--edijithali Igolide Rush: Indlela i-Bitcoin eluchaza ngayo ngokutsha uTyalo-mali lwale mihla
Ibinzana elithi "i--edijithali Igolide rush" ithengise i-Bitcoin eninzi kubantu abangalunganga ngezizathu ezingalunganga. Ukuleqa igolide sisitampu, ukubheja onokuthi ugrumbe ngokukhawuleza kwaye ukhuphe imali ngaphambi kokuba ibango liphele. I-Bitcoin isondele kokuchaseneyo: i-asethi yemali enqabileyo evuza umntu ohleliyo iminyaka elishumi kwaye wohlwaya lowo ufika ngokukhawuleza. Lo ngumahluko endiwenzayo kuye wonke umntu waseMzantsi Afrika obhala umnxeba ecinga ukuba ulifumene itikiti eloto.
Ukuthathwa okungundoqo
I-Bitcoin iphumelele phantse yonke i-asethi enkulu ukusukela ngo-2011, kodwa loo mbuyekezo ibisoloko ifumaneka kubantu ababambe ukutsalwa kwe-70 ukuya kwi-85%. Izizathu zolwakhiwo eziye zahamba, i-cap enzima ye-21 yezigidi zemali kunye nokuhlaliswa okungathembekiyo ngaphandle komlamli, kusekho. Ukuqulunqa ukutyeba ngokukhawuleza koko kusilelayo, hayi i-asethi. Yiphathe njengevenkile yexabiso kunye nobuncinci beminyaka emihlanu ukuya kwelishumi okanye uyiyeke yodwa.
Igolide ibiyimali malunga namawaka amahlanu eminyaka. Kwakudala phambi kokuba iibhanki ezingoovimba zenze umsebenzi kuba zazinqabile, zomelele kwaye zinzima ukwenza umgunyathi, kwaye nasemva kokuba iBretton Woods iwile ngo-1971 yahlala kwipsychology yakhe nabani na ozama ukugcina imali eyinkunzi. I-Bitcoin ilinganiswa ngokuchasene naloo rekhodi ngesizathu. Igcina ukunqongophala kwegolide kwaye ilungisa iindawo ebezisoloko ziyinkathazo ukuba nazo. Impazamo ayilulo uthelekiso. Impazamo ligama elithi "rush".
Kutheni igolide ekhawulezayo yokufaka isakhelo ilahlekisa
Kugqatso lwegolide oluyinyani abaphumeleleyo babengafane babe ngabasebenzi-mgodini. Yayingabantu abathengisa imihlakulo. Intsimbi esemhlabeni yayinomda kwaye ugqatso yayilugqatso lokuyikhupha kunye nokuthengisa ngaphambi kokuba umntu olandelayo enze.
I-Bitcoin iguqula loo ngqiqo. Akukho mntu unokugrumba ngokukhawuleza ukwenza ngaphezulu.
Ishedyuli yokubonelela iphendula akukho xabiso lemfuno okanye umzamo, oku kuthetha ukuba umvuzo awuyi kuye nabani na ofika kuqala ngomatshini omkhulu. Iya kuye nabani na osabambeyo xa lonke ihlabathi libamba ukuba yintoni na into. Lowo ngumdlalo womonde onxitywe njengokuzingela ubutyebi, kwaye isinxibo sokuzingela ubutyebi yeyona nto kanye ebangela ukuba abantu bathenge phezulu ngemali abayidingayo kwiinyanga ezilishumi elinesibhozo kwaye bathengise ezantsi bephakuzela. Ndiyibukele loo filimu amaxesha aneleyo ukuze ndazi isiphelo. Abatyali-mali abenze kakuhle ngeBitcoin phantse abazange babe ngabo bayifumene imnandi.
Ke xa ndisiva "idigital Igolide rush" ndiva ibinzana lentengiso elifumana ukunqongophala ngokufanelekileyo kunye nomoya ongalunganga. Ukunqongophala yinyani. Ukungxamiseka kuyilwa.
Ingxelo yokubuya, kunye nexabiso lokungeniswa
Ukusukela ngo-2011 ukuya ku-2024 iBitcoin idityaniswe ngesantya akukho salathisi semveli sisondele ekufaniseni, ukodlula i-S&P 500 uninzi lwaloo minyaka ngomda obanzi. Beka oko kwitshathi kwaye kubonakala ngathi sesona sigqibo silula nabani na owakhe wasenza.
Itshathi ixhomekeke ekushiyeni. Ishiya phandle into ebeyicinga ukuyibamba.
I-Bitcoin iwele i-70 ukuya kwi-85% ngaphezu kwesihlandlo esinye. Ngalo lonke ixesha ichacha yaza yahambela phezulu, kodwa eso sivakalisi sifundeka ngokuzolileyo ngakumbi kunamava okuphila kuso, sibukele isine kwisihlanu sesikhundla siphuma ngumphunga kwisithuba esingcono sonyaka ngelixa wonke umhlalutyi echaza isizathu sokuba eli xesha ligqitywe kakuhle. Irekhodi yokubuya kunye nerekhodi yokutsalwa yirekhodi efanayo ebonwa kwiziphelo ezimbini. Awungekhe ube neyokuqala ngaphandle kokusinda okwesibini, kwaye abantu abathengisa kufutshane nee-lows abazange bafumane inani kwisihloko. Olu luguqulelo olunyanisekileyo lwebali kwaye yinguqulelo endiyijonge ngokufanelekileyo njani Bitcoin, i Johannesburg Stock Exchange (JSE) Top 40 kunye nepropati thelekisa kwiminyaka elishumi. Ukusebenza kwangaphambili akuqinisekisi nto. Eso silanduli si-boilerplate kuyo yonke indawo kwaye sithwele umthwalo apha.
Apho ukunqongophala kuvela khona
Igolide inqabile kuba ngokwejoloji kunzima ukuyisusa emhlabeni. I-Bitcoin inqabile ngenxa yokuba umthetho utsho njalo, kwaye umgaqo unyanzeliswa yiyo yonke i-node epheleleyo eqhuba i-software kunalo naliphi na igunya elinokwayama kulo. I-cap yi-21 yezigidi zemali. Ayisosikhokelo okanye into ekujoliswe kuyo. Nayiphi na inzame yokuyitshintsha iyanqatshwa yinethiwekhi ngokuzenzekelayo kwaye ngaphandle kwesibheno, kuba iya kuba ichasene nomdla wezoqoqosho wabantu abaya kufuneka bavumelane nayo.
Loo mahluko unzima ngakumbi kunokuba ubonakala ekuqaleni. Ukunqongophala kwegolide kunwebeka. Xa ixabiso legolide liqhuba, abasebenzi basezimayini basasaza izixhobo ezingcono, baphinde bavule iishafti ezisemda kwaye bembe nzulu, ukuze amaxabiso aphezulu abize ubonelelo olutsha. Nawuphi na ummi waseMzantsi Afrika okhe wabukela idolophu enemigodi iphefumla ngaphakathi nangaphandle ngexabiso legolide ukubonile oku kusenzeka. Ukunqongophala kweBitcoin akunalastic ngendlela ekungekho mpahla yorhwebo inokubakho. Ukusasaza oomatshini abaninzi bemigodi akukhawulezisi ukukhutshwa ngengqekembe enye. Ishedyuli ilungisiwe, kwaye rhoqo emva kweminyaka emine okanye ngoko izinga lokukhutshwa okutsha liyancipha kwisiganeko uthungelwano olubiza isiqingatha. Abavukuzi bafumana iingqekembe ezingamashumi amahlanu kwibhloko nganye ngo-2009. Ukususela ngo-2024 bafumana i-3.125. Ebudeni bonyaka ka-2140 ukukhutshwa okutsha kuyeka ngokupheleleyo, kwaye ngaphezulu kwamashumi alithoba epesenti yazo zonke iinkozo zemali eziya kuhlala zikhona sele zembiwe.
Ngenxa yezo siqingatha, umlinganiselo we-Bitcoin's stock-to-flow, umlinganiselo othelekisa unikezelo olukhoyo kunikezelo olutsha, uqhubeka unyuka udlula igolide. Ngolo mdibaniso iba yeyona asethi yemali enqongopheleyo esele ilinganisiwe. Ndibeke ityala lemali eligcweleyo kule nto Bitcoin njengemali evakalayo, kwaye yipropati enye esinda kuyo yonke ingxabano malunga nexabiso.
Ukwahlula kwenza wonke umsebenzi. Ingqekembe yemali nganye yahlulahlulwe ibezizigidi ezilikhulu, ngoko ke ummi waseMzantsi Afrika oqala nge-R500 ngenyanga unesikhundla sokwenyani, ukuba sincinci. Awudingi ngqekembe yonke ngaphezu kokuba ufuna iKrugerrand yonke.
Yintoni abathengi beenkampani abatshintshileyo
Ukufika kwabanini beenkampani kunye neziko kuguqule isakhiwo sokuba ngubani ophethe i-Bitcoin, kwaye isakhiwo sinomdla kum ngaphezu kwexabiso leveki elinikiweyo.
Inkampani ehambisa inxalenye yobuncwane bayo kwiBitcoin kwaye ichaza ngokucacileyo ukuba ayizimiselanga kuthengisa yazisa udidi lomnini olunexesha elide kakhulu. Njengoko elo qela likhula, unikezelo olufumanekayo ngokwenene kumthengi olandelayo luya lucutheka, kuba ingqekembe ehleli kwingxowa-mali yequmrhu elinobude beminyaka elishumi ayikho ingqekembe kwimarike. Ukukhutshwa okutsha sele kuncinci kwaye kuhla ukuya kuthi ga kwiqanda. Layiza inani elikhulayo labanini-ndawo abala ukuthengisa phezu konikezelo olungenako ukwanda, kwaye uchaze ukucudisa okungafunekiyo isebe lentengiso ukuyicacisa. Oku kwakwalaa mandla enza ukuba abanye abantu benze impazamo yokuqokelelana njengeqamza, isiphithiphithi endisombululayo. nokuba i-Bitcoin yiqamza.
Akukho nanye kuloo nto isithembiso malunga nexabiso. Yinkcazelo yemibhobho yamanzi, yaye imibhobho yamanzi ibuthuntu yaye inokuthenjwa ngakumbi kunesiprofeto. Isiseko somnini esikhula kwaye sale ukuthengisa ayisosiqinisekiso sayo nayiphi na into kwikota enikiweyo, kodwa yimarike eyahluke kakhulu kwiminyaka yokuqala xa phantse yonke ingqekembe ekhoyo inokutshintsha ngokusebenzayo usuku olubi.
I-engile yaseMzantsi Afrika
I-Bitcoin ixabisa kwiidola kuyo yonke indawo, etshintsha into ethengwa ngumtyali-mali waseRhawutini okanye waseGeorge. Awufumani nje i-asethi. Ufumana ukutyhileka kwinto ehlala ngokupheleleyo ngaphandle kwenkqubo yemali yerandi, ngoko xa irandi iphelelwa ngamandla, indawo yeBitcoin ebanjwe apha izuza ngokwerandi ngaphandle kokuguqulwa, akukho fomu yesibonelelo semali yerandi kwaye akukho luhlu lolawulo lotshintshiselwano. Irandi ilahlekelwe kumashumi asixhenxe eepesenti xa ithelekiswa nedola kwiminyaka engamashumi amabini. Oko kuvuza kucothayo yimvelaphi kwisigqibo ngasinye sogcino-mali saseMzantsi Afrika, nokuba umsindisi uyalibiza na okanye hayi.
Le yinto eyahlukileyo ekuthengeni izabelo zamashishini aselunxwemeni, ezitsalela kwizibonelelo zakho zonyaka kunye nenkqubo esesikweni. Ikwaphethe olwayo unyango lwerhafu. I-SARS ithatha i-Bitcoin njenge-asethi, kwaye ukuchithwa kuxhomekeke kwirhafu yenzuzo yenkunzi okanye irhafu yengeniso ngokuxhomekeke ekubeni uyatyala okanye uyarhweba. Abanini bexesha elide abangarhwebiyo ngokubanzi bawela phantsi kwesakhelo senzuzo eyinkunzi, kodwa ulwahlulo lujikela ubume bomsebenzi, ngoko ke qinisekisa isikhundla sakho kunye nengcali yerhafu eqeqeshiweyo phambi kokuba wakhe nantoni na enentsingiselo. Gcina iirekhodi zento oyihlawuleyo, ixesha othenge ngalo kunye nento oyithengisileyo.
Isizathu sokuba ithuku lesinyithi lifanelekile ukuhlonishwa konke konke ngumxholo weqhekeza elide endibhale kulo kutheni abatyali-mali bayeka ukuhlonipha igolide kunye neemveliso. Inguqulelo emfutshane yeyokuba ii-asethi ezinqabileyo ezingenamveliso ziye zakhutshwa kwiipotfoliyo zobungcali ngenxa yezizathu ezinento yokwenza nemirhumo kune-asethi. I-Bitcoin ihamba kwigumbi elifanayo ukuya kwizichaso ezifanayo.
Bendizoyibamba njani
Ukuthenga sisigqibo sokuqala kwaye kulula. Ukuyigcina kokwesibini kunye nokwahlula ivenkile yexabiso kwibali olibalisa kwibraai.
Kubantu abaninzi ndiyayimisa njengoqokelelo lwenyanga oluzinzileyo, olususa umbuzo wexesha lokutyhalwa kwegolide kwenza abantu bagxile kakhulu. Awuzami ukubamba umzantsi. Uqokelela i-asethi enqongopheleyo kwiminyaka, ngabom, kunye nemali ebekelwe loo mbono. Ngaphezulu kobungakanani obuthile incoko iguqukela elugcinweni, kuba umntu ophethe i-asethi ongayilawuliyo eneneni sisithembiso esivela kuye nabani na. Yiyo loo nto ndihambisa abathengi ukuya ekuzigcineni okukhokelwayo, kunye nezikhundla ezinkulu kulungiselelo lwe-multisig apho kungekho qhosha lilinye linokuhambisa iingqekembe zodwa. Ukuba akukho nanye kwezi ethetha nantoni na kuwe okwangoku, qala ngayo usebenza njani ukuzimela eMzantsi Afrika phambi kokuba ukhathazeke ngobukhulu.
Isikhundla sam sikwirekhodi kwaye ayisiyiyo enika umdla. Inxalenye ethile yobutyebi bexesha elide ikwi-asethi enqabileyo ehlala ngaphandle kwenkqubo yemali yasekhaya kwaye unokuzibamba. I-Bitcoin sesona sixhobo silungileyo esakhelwe loo msebenzi. Isakhelo sokubaleka kwegolide siya kuhlala siyithengisa njenge-sprint. Ndingathanda ukuba uyiphathe njengeyona nto icothayo, eyona minyaka ilishumi ikruqulayo yokubamba uya kuze wonwabe ukuba uye wahlala. Ukuba yinguqulelo enomdla kuwe, bhala umnxeba wesakhiwo seBitcoin kwaye siya kuyakha ngokufanelekileyo.
Imibuzo ebuzwa qho
Ngaba i-Bitcoin yegolide ikhawuleza iphelile?
Akuzange kubekho igolide ngendlela elithetha ngayo eli binzana. Akukho mntu unokumba ngokukhawuleza ukwenza i-Bitcoin eninzi, ngoko ke umvuzo awuyi kuye nabani na ofika kuqala. Iya kuye nabani na oyibambayo ngelixa lonke ihlabathi libamba. Unikezelo lusekwimali eziinkozo ezizigidi ezingama-21 kwaye ukukhutshwa okutsha kuhlala kusihla ukuya kuthi ga kwiqanda. Yintoni ephelileyo yingcamango yokuba le yi-sprint, ukuba yayiyenye.
Ngaba kusemva kwexesha ukuthenga i-Bitcoin?
Lo mbuzo ufika kwinqanaba ngalinye lexabiso kwaye uhlala uvakala ungxamisekile. Impendulo enyanisekileyo yeyokuba nokuba kukho nakuphi na ukungena kungqina kwangethuba okanye emva kwexesha kuyaziwa kuphela emva. Into engatshintshiyo yisakhiwo: unikezelo olusisigxina luthetha ukuba umthengi ngamnye ukhuphisana nesabelo semali ye-21 yezigidi zemali, kwaye nje ukuba imfuno ikhula ngokuchasene nonikezelo olungenako, eso sithintelo sibambe kungakhathaliseki ixabiso lanamhlanje. Thenga iminyaka elishumi, hayi ngenyanga.
Ngaba i-SARS irhafu yeenzuzo zeBitcoin?
Ewe. I-SARS ithatha i-Bitcoin njenge-asethi, kwaye ukulahlwa kutsala irhafu yeentengo ezinkulu okanye irhafu yengeniso ngokuxhomekeke ekubeni uyatyala okanye uyarhweba. Abanini bexesha elide abangarhwebiyo ngokubanzi bawela phantsi kwesakhelo senzuzo eyinkunzi, kodwa ulwahlulo lujika ubume bomsebenzi. Gcina iirekhodi zento oyihlawuleyo, ixesha othengile ngalo kunye nento oyithengisileyo, kwaye uqinisekise isikhundla sakho kunye nengcali yerhafu eqeqeshiweyo.
Yeyiphi eyona ndlela ikhuselekileyo yokubamba iBitcoin eMzantsi Afrika?
I-asethi ethweleyo ongenakuyilawula ngokwenene sisithembiso esivela kuye nabani na. Iinketho ezimbini zesandi zikhokelwa ngokuzigcina kunye ne-wallet ye-hardware kwaye, kwizikhundla ezinkulu, ilungiselelo le-multisig apho kungekho qhosha elinye elinokuhambisa iingqekembe zodwa. Bobabini babetha beshiya iBitcoin ngokutshintshiselana. Book a call ukukhangela ukuba yeyiphi ehambelana nesikhundla sakho.
Fumana indawo yakho yeBitcoin ngokufanelekileyo.
I-SimplB inceda abantu baseMzantsi Afrika bathenge, bakhusele kwaye bamise i-Bitcoin ngokuthobelayo, njengoMmeli woBugqwetha we-CAEP Asset Managers (FSP 33933).
Bhukha umnxeba wokufunyanwa