Kwenzekani Nge-Bitcoin Yakho Uma Ufa eNingizimu Afrika

I-Bitcoin ayinandaba ukuthi obani abahlomulayo. Ibona into eyodwa, ukulawula okhiye abayimfihlo, futhi asikho isitifiketi sokufa, umyalelo wenkantolo noma incwadi yefa engakhipha lelo qiniso. ENingizimu Afrika umthetho wokulandelana uthatha ngokuthi umabi wefa angangena ebhange futhi anikezwe imvume yokufinyelela. Nge-Bitcoin alikho ibhange ongangena kulo futhi alikho ikhawunta ongangena kulo ulayini. Kwenzekani ngezinhlamvu zakho zemali lapho ushona kuncike ngokuphelele ohlelweni olushiye ngemuva, futhi abantu abaningi abashiyi lutho.

I-Bitcoin egameni lomuntu siqu: okuzenzakalelayo kanye nesikweletu sayo

Iningi labantu baseNingizimu Afrika libamba i-Bitcoin yabo ngamagama abo. Kuyindlela yokumelana okuncane lapho uqala, futhi endaweni yokuqala noma umkhathizwe omfushane kuwukukhetha okunengqondo ngokuphelele. Inkinga yokuhlelwa kwezindlu ibukhali kuphela njengoba ukubamba kukhula kube yimali yangempela.

Uma ushona neBitcoin egameni lakho iwela efeni lakho. Intela yezindlu isebenza kuma-20% endaweni okumele ikhokhwe ngaphezu kwenani eliphansi lemali etholakalayo kanye nama-25% engxenyeni engaphezu kuka-R30 million. Izinhlamvu zemali zibalwa ngentengo yazo yemakethe ngosuku lokufa, futhi ngempahla lokhu kuguquguquka kosuku olulodwa lungawela noma yikuphi emjikelezweni. Mbone ngeso lengqondo osethathe umhlalaphansi waseGeorge owathenga kancane kancane futhi washona ephethe u-R8 million we-Bitcoin ngesikhathi emakethe. Ifa lihlolwa kuleyo nombolo, hhayi ngokuthi izinhlamvu zemali zibiza kangakanani ezinyangeni eziyishumi nesishiyagalombili kamuva lapho umabi wefa egcina ezihambisa.

Bese kuba nentela yenzuzo enkulu, eyenza abantu abaningi bayigeje.

Ukufa kuthathwa njengokuchithwa kwenani lemakethe. Inzuzo phakathi kwalokho okukhokhele nenani lerandi ngosuku lokufa intela embuyekezweni yakho yokugcina, ngendlela ongase ube ngayo ukudayiswa, nakuba kungekho muntu owathengisa okuthile. Imali etholwayo ngaphandle konyaka wokufa ingu-R300,000 kune-R40,000 evamile, ephanayo kodwa ephelelwa amandla ngokushesha ngenxa yokubamba kanzima. Umsebenzi wezindlu kanye ne-CGT esitakini sokufa phezu komunye nomunye, futhi phakathi kwazo bangathatha i-bite yangempela kulokho okufinyelela umndeni ngempela.

Umugqa wesikhathi wokuphatha wenza kube kubi kakhulu. Ifa laseNingizimu Afrika ngokuvamile lithatha izinyanga eziyishumi nambili kuya kwezingamashumi amabili nane ukuze liphele, kanti elikhulu noma eliqhudelanayo lithatha isikhathi eside. Kuso sonke leso sikhathi abahlomuli abakwazi ukuthinta i-Bitcoin. Uma ihleli endaweni yokushintshana umabi wefa kufanele anelise amaphepha aleyo nkundla kanye nezikhathi zokulinda.

Uma lizihlalele nje kanti akekho owayesazi ukuthi izikhiye zikuphi ngaphandle kukamufi, indaba iphetha ngendlela ehlukile. Izinhlamvu zemali ziku-Uchungechunge lwamabhulokhi unomphela, zibonakala kunoma ubani, futhi akekho umuntu ongafinyeleleka kuzo. Awukho umnyango ongafona futhi alikho ikhambi kunoma iyiphi inkantolo. Lokhu ukwehluleka engikuchazayo ohlangothini lokuthembana ukuthi i-trust deed idinga ukusho ini nge-Bitcoin, futhi yiyona engigcina ngingalali ebusuku kunanoma yimuphi umbuzo wentela.

Kungani inhloso yomthetho ingafinyeleli

Nanku umehluko ukuthi ukuhlelwa kwefa lendabuko akuzange kwakhelwe. Intando yakho iyona ebeka ukuthi ubani okufanele abe yifa. Akwenzi lutho ukuthola ukuthi ubani ongakwazi. Igunya lomthetho lilawula ukufaneleka; Ukuphatha okubalulekile kubusa ukulawula, futhi eyodwa kuphela yalezo ezimbili ezihambisa uhlamvu lwemali.

Ngokwezimali ezivamile umabi wefa unikeza isikhungo izincwadi zokwaba kanye nesitifiketi sokufa, futhi isikhungo sikhipha izimpahla. I-Bitcoin ayinaso isikhungo ngemuva kwayo. Inethiwekhi ayifundi imibhalo, ayiboni izindlalifa futhi ayikwazi ukuphoqelelwa yinkantolo. Ibona isiginesha evumelekile evela kukhiye ovumelekile, futhi akukho okunye okukhona ngokuphathelene nephrothokholi. Incwadi yefa ingabiza izingane zakho njengabahlomuli bawo wonke ama-satoshi onawo futhi usazishiya zingenalutho, uma amagama avula isikhwama semali efa nawe.

Ngakho-ke ipulani yezindlu zeBitcoin kufanele yenze umsebenzi ongeke uwenze intando ejwayelekile. Kufanele ichaze ukuthi okhiye bahlala kuphi, ubani obaphethe, ukuthi ukufinyelela kwabiwa kanjani nokuthi yisiphi isenzakalo esibangela lokho kufinyelela. Yeqa lokho futhi ubhale inhloso ngaphandle kwezindlela zokubhekana nakho.

I-Bitcoin igcinwe ku-trust: enye indlela yokwenza

Izimpahla eziku-trust ehlelwe kahle aziyona ingxenye yefa lomuntu siqu lomsunguli, abaphathiswa noma abahlomuli. Bahlala ngaphakathi kwelungiselelo elingokomthetho elihlukile elinokuphila kwalo. Lapho umsunguli noma umphathiswa ngamunye efa, ukwethenjwa kumane kuqhubeke. I-Bitcoin ayikho ngaphansi komthelo wefa kulokho kufa futhi ayiqandiswa ukuphathwa kwefa lomuntu oyedwa. Ihlala iphethwe ukwethenjwa futhi ibuswa isenzo, isizukulwane ngesizukulwane.

Lokho kuqhubeka kuyindaba ephelele yobunikazi obuthembekile beBitcoin. I-trust ingabamba iqhaza ngokulandelana okuningana ngaphandle kokucupha umsebenzi wefa kanye nomcimbi we-CGT endaweni ngayinye, futhi emashumini eminyaka umehluko ohlanganisayo ungaba mkhulu.

Iziqu zibalulekile ngokufanayo. Izinga elisebenzayo le-CGT lama-trust amaningi lingu-36%, liqhathaniswa no-18% womuntu ngamunye, ngakho-ke i-trust ikhokha kakhulu kukho konke ukulahlwa ekwenzayo endleleni. Ukuthi ukulondolozwa kwentela yefa ngokuhamba kwesikhathi kudlula lelo zinga elisindayo eliqhubekayo kuncike ngokuphelele kusayizi wokubamba, umkhathizwe kanye nesakhiwo. I-trust esungulwe ngezizathu ezifanele futhi esebenza kahle iyimoto yesikhathi eside esesabekayo. I-trust ehlelelwe abangalungile, noma ebhalwe kabi, noma eshiywe ingalawulwa, ihluleka enjongweni yayo ngenkathi isungula intela entsha kanye nekhanda elibuhlungu lokuthobela. Bengingeke ngibeke ukubamba okunesizotha kokukodwa. Ngingacabanga kanzima ngakho ngesakhiwo somndeni okuthile okuhloswe ukungidlula, i-arc engilandelela kuyo i-Bitcoin yamazwe amaningi eNingizimu Afrika.

Inkinga yokufinyelela, nokuthi yini eyixazululayo ngempela

Noma ngabe yisiphi isakhiwo oyikhethayo, wonke umnikazi udinga uhlelo olucacile nolubhaliwe lwalokho okwenzekayo uma efa noma elahlekelwa amandla.

U-Bitcoin ozigadile uphila noma ufa ngezihluthulelo. Uma umabi wamafa noma umlandeli engenakufinyeleleka ngenqubo ebhaliwe, izinhlamvu zemali zihambile. Umzwelo ongokwemvelo abantu abaningi abanawo, ukubhala amagama embewu encwadini yefa, akulungile impela, ngoba incwadi yefa iba incwadi yomphakathi ngesikhathi sokuphathwa kwefa futhi inganikeza umusho kunoma ubani ofunda ifayela. Incwadi yefa ingaphawula ukuthi i-Bitcoin vault ikhona. Okhiye ngokwabo bangakwenye indawo ngokuphelele: encwadini evikelekile yomyalelo eqamba ukuthi izipele zikhona, yiziphi izisetshenziswa ezikhona nokuthi ozongena esikhundleni uzifinyelela kanjani, zigcinwa zihlukene ukuze kuvikeleke ukuphila kwakho konke kanye nokufinyelela ngemva kwalokho akukaze kube idokhumenti efanayo. Ngifaka umakhenikha walokho kuhlukaniswa ku Ukuzimela kwe-Bitcoin eNingizimu Afrika.

Uhlelo olulawulwayo lwamasiginesha amaningi luxazulula inkinga efanayo ngedizayini esikhundleni sokuyalwa. Sabalalisa okhiye ephathini engaphezu kweyodwa futhi akukho ukufa okukodwa okungavimba izimali. Endlini engu-2-of-3 lapho iklayenti liphethe okhiye ababili futhi umhlinzeki olawulayo ephethe ukhiye wokutakula, ifa lidinga ukhiye oyedwa kuphela weklayenti kanye nomhlinzeki ukuze afinyelele umkhawulo wokusayina futhi akhulule i-Bitcoin ngokomyalelo wefa. Ukuhlelwa kubhalwe phansi, umhlinzeki uyibhizinisi elilawulwayo futhi isakhiwo sisinda ekuphumeni kwanoma yimuphi umnikazi wokhiye oyedwa. Leyo indawo ehlukile kune-wallet yehadiwe ekhabetheni eliseduze nombhede inkulumo yayo akekho omunye umuntu owake wayibona.

I-Multisig futhi ikuvumela ukuthi ulolonge ukuthi ifa liqala kanjani. Umngane womshado nomeluleki bangahlanganisa okhiye babo lapho umnikazi oyinhloko engasekho, banikeze ukusinda ngokushesha. Noma ukhiye ungahlala uvaliwe kuze kube yilapho kukhiqizwa isitifiketi sokufa noma sekudlule isikhathi esimisiwe, okwenza kusebenze ukubambezeleka. Alikho iqembu elilodwa elike liphathe uhlangothi olulodwa, futhi nokho alikho iqembu elilodwa elibalulekile, ngakho ifa lisinda engxabanweni, ukubambezeleka noma idivayisi elahlekile ngaphandle kokuba imali ibe sengozini.

Ifayela elilodwa cishe wonke umuntu uyakhohlwa

Ukuvikela imishwana yembewu ku-multisig estate kuyadingeka futhi akwanele.

I-wallet ye-multisig nayo inefayela lokumisa, futhi iyisiqephu abantu abangasinaki kuze kube isikhathi esibi kakhulu. Kucabange njengemephu etshela isofthiwe yokuxhumanisa ukuthi yimaphi amakheli wesikhwama sehadiwe akha isikhwama semali nokuthi aphendula kuyiphi ikhoramu. Ngaphandle kwayo, isethi egcwele yamagama embewu alungile isengashiya umenzi wefa enamathele, egqolozele okhiye abangeke bahlangane esikhwameni. Kufanele isekelwe ngamabomu, igcinwe ku-flash drive egcinwe namadivayisi wehadiwe futhi ibhalwe njengekhophi yephepha futhi, ukuze isoftware yokutakula iphinde ilayishe lonke uhlelo futhi abasayini abahlukaniswe ngokwendawo bakwazi ukuxhumanisa. Ukufa okushiya imbewu ibuyiseka kodwa ukucushwa kulahlekile kuyindida, ebizayo ukuze umndeni uyixazulule, futhi ingagwemeka ngokuphelele.

Ukuhambisa i-Bitcoin esakhiweni kamuva

Abatshalizimali abazakhele isikhundla esikhulu egameni lomuntu cishe bahlale bebuza into efanayo: ngingasihambisa ku-trust noma inkampani manje? Ngokujwayelekile yebo, kodwa oomakhenikha nentela bavula imininingwane. Ukukhipha i-Bitcoin egameni lomuntu kungase kube ukuchithwa kwenani lemakethe, umcimbi okhokhiswa intela oqalwe ukudluliswa kwemali, nokuthi ibalwa njengenye, futhi ngaliphi inani, kuncike ekutheni ithathwa njengendali yobude bengalo noma umnikelo kanye nasebudlelwaneni phakathi kwakho nesakhiwo esamukelayo.

Umbuzo wesakhiwo kulula kakhulu ukuwuthola ngaphambi kokuba ukubamba kube kukhulu kunangemuva. Ukunquma ukuthi i-Bitcoin yakho kufanele ihlale kuphi ngenkathi isikhundla sisincane kubiza ingxoxo. Ukuhlela kabusha enkulu kamuva kusho ukuthi izindleko zenguquko ziba yinto ebonakalayo ngokwayo, futhi intela ekuhambeni ingaba yincane inkokhelo obuzama ukuyigwema ekuqaleni.

Ingxoxo kufanele iqale

Ukuhlelwa kwefa le-Bitcoin akuyona into yokuhlehlisa kuze kube yilapho ukubamba kuzwakala kukhulu ngokwanele ukuzihlupha ngakho. Idizayini yesitokisi, isakhiwo sokubamba, imibhalo ezungeza ukufinyelela okubalulekile kanye nendlela konke okungena ngayo endaweni yakho ebanzi kushibhile futhi kuhlanzekile ukusethwa ekuqaleni kunokubhawuda endaweni enkulu ngemva kweminyaka. Okunye ukuthi lezi ziba yizinkinga zomabi, futhi ngaleso sikhathi awukho ekamelweni ukuze uchaze ukuthi ubuqonde ukuthini. Lonke uhlelo engilubekayo luqala kulowo mbuzo owodwa wokuthi ubani ongafinyelela izinhlamvu zemali, ngoba umbuzo owodwa i-Uchungechunge lwamabhulokhi ezowubuza futhi awuphendule ngaphandle kwakho. Uma ubambe i-Bitcoin umndeni wakho ongayidinga ngolunye usuku, hlala phansi nami ngaphambi kokuba ifa lakho libe.