Okubonwa I-SARS Empeleni Uma uthenga futhi Ubambe i-Bitcoin eNingizimu Afrika

I-SARS ayikwazi ukubuka i-Bitcoin yakho inyakaza ngesikhathi sangempela. Ekutholayo, ngomjikelezo waminyaka yonke kubahlinzeki bendawo abanelayisensi, irekhodi elihlelekile lalokho okuthengile, okuthengisile, ngaziphi izinsuku nokuthi ngamarandi amangaki. Lokho ukuma komkhondo wakho obonakalayo, futhi kuncane kunokwethuka okusikiselwa yi-Twitter. Lena imephu engihamba ngayo amaklayenti ukuze azi kahle ukuthi ame kuphi ngaphambi kokuthi afake ifayela, kunokuqagela.

Iningi lokwesaba intela engihlangana nalo livela ekucabangeni okukodwa kokuvilapha: ukuthi ngenkathi uthenga i-satoshi, i-SARS ngandlela thize ibuka isikhwama semali. Akuyona indlela enye yalokhu esebenza ngayo. Ukubonakala kungokoqobo kodwa kwakhiwe, kubambezelekile futhi kuboshelwe kumareyili athile. Ukwazi kahle ukuthi yimuphi ujantshi ophethe okuhlukanisa ukugcwalisa ngokuzethemba nokugcwalisa ngokwesaba.

Kwenzekani ngosuku ovula ngalo i-akhawunti

Uma uhamba nami, noma nanoma yimuphi umhlinzeki onelayisensi Yomkhakha Wezezimali (FSCA), udlula ohlelweni olugcwele lwe-FICA ngaphambi kokuthi kuhambe irandi elilodwa. Lokho kuthwebula ubuwena, ikheli lakho lendawo ohlala kuyo, ireferensi yakho yentela futhi, ngaphezu kwemikhawulo ethile, lapho imali ivela khona. Kuzwakala njengamafomu amaningi kumuntu ofuna nje ukuthenga i-Bitcoin.

Alikho elithunyelwa ku-SARS ngaleso sikhathi.

Umhlinzeki uyadingeka ukuthi abambe leyo datha, hhayi ukuthi ayinikeze ngesikhathi usayina. Lesi sibopho asisisha noma asisona esokuzikhethela. Abahlinzeki besevisi yempahla ye-Crypto badonswa njengezikhungo eziphendulayo lapho izichibiyelo zoMthetho Wesikhungo Sobuhlakani Bezezimali (FIC) ziqala ukusebenza ngomhla ka-19 no-31 kuZibandlela wezi-2022, okusho ukuthi amasheke kamazisi kanye nomthombo wezimali odlula kuwo kuwumsebenzi osemthethweni othweswa umhlinzeki esikhundleni somusa abawenzayo kumkhokhi wentela. Usomabhizinisi wase-Sandton owafika kimi ngonyaka odlule wayeqinisekile ukuthi ukuthenga kwakhe kokuqala kuzofika edeskini le-SARS ngaleyo ntambama. Ayizange. Irekhodi livele lahlala nomhlinzeki, khona kanye lapho umthetho uthi kufanele, lilinde umjikelezo waminyaka yonke olawulayo ukuthi noma yini egeleza ngempela.

Kukhona umnyango owodwa ovuleka ngokushesha. Uma umsebenzi wakho ubukeka usolisa ngempela, umhlinzeki kufanele akubike ku-Financial Intelligence Centre, futhi lokho kusebenza ngendlela yaso ehluke ngokuphelele ekubikeni okujwayelekile amaklayenti amaningi athembekile ake ahlangabezane nayo. Ukonga okuvamile kanye nokutshala imali akukhubeki. Ukwakha amadiphozithi ukuze ugweme umkhawulo, okungesinye isizathu esengeziwe sokuthi imali eqotho kanye nerekhodi elibhaliwe elihlanzekile lihlale lishaya ubuhlakani.

Kuyasiza ukunemba mayelana nokuthi umhlinzeki ungubani ngempela kulesi sigaba. Uma uthenga ngomhlinzeki wendawo onelayisensi usuke usebenzelana nozakwenu, hhayi ngengalo yehhovisi lentela. Umhlinzeki uphethe imininingwane yakho ngoba umthetho uyayibophezela. Iphendulela lolo lwazi ku-SARS kuphela phakathi nomjikelezo wokubika uhlaka luchaza, kuthayimuthebula yohlaka lwamasethi, ngefomethi uhlaka oluyinqumayo. Akekho umuntu endaweni yokushintshisana ocosha ucingo ku-SARS ngosuku idiphozi yakho esula ngalo. Akuyona indlela isistimu yokubika esekelwe emithethweni esebenza ngayo. Ukuqonda umehluko kususa izinga lokushisa kuso sonke isifundo kumakhasimende engihlala nawo phansi.

Umbiko wonyaka uyisibuko esingemuva, hhayi okuphakelayo bukhoma

Nansi ingxenye abantu abayiphutha kakhulu. Ngaphansi kohlaka lokubika lwezimpahla ze-crypto, umhlinzeki waseNingizimu Afrika onelayisensi uhlanganisa umbiko womlando wakho wokwenziwe futhi awuthumele ku-SARS ngomjikelezo waminyaka yonke. Ibala lokho okuthengile, okuthengisile, izinsuku kanye nenani lerandi elixhunywe kunto ngayinye. Irekhodi lalokho osekwenzekile, eduze kwesitatimende sasebhange esifika ngemva kwalokho kunekhamera eqeqeshwe ku-akhawunti yakho.

Ayibonisi ukuthi uphethe ini njengamanje.

Lowo mehluko unesisindo sangempela. Uma uthenge i-Bitcoin eminyakeni emithathu edlule endaweni yesikhulumi sendawo futhi ungakaze uthengise, umbiko utshela i-SARS ukuthi uthole impahla futhi akukho okunye. Akukho ukuchithwa, ngakho-ke ekubukeni kwe-capital akukho lutho oluzokhokhiswa intela, kuphela isisekelo sezindleko esihlezi kurekhodi losuku ogcina uthengisa ngalo. Uhlaka lwakhelwe ukubamba ukulahlwa okungabikwanga kanye nokubalekela ulwandle, hhayi ukwazisa izinzuzo zakho ezingafezekanga ngesikhathi sangempela. Ngidlula kuyiphi yaleyo micimbi okufanele uyibuyisele kuyo yini okumele uyimemezele ku-SARS ngo-2026, ngoba ukubona okwenziwayo kanye nokukhokhisa intela okwenziwayo kuyizinto ezimbili ezihlukene futhi igebe phakathi kwazo yilapho kuhlala khona ukukhathazeka okuningi.

Ukuthi izingcezu zendawo zihlangana kanjani buthule

Okushintshile kule minyaka emibili edlule akukhona ukuthi i-SARS ibona okwengeziwe namuhla. Kungenxa yokuthi amapayipi axhuma uhlelo olulawulwayo ku-SARS abekwa, isiyalelo esisodwa ngesikhathi. INingizimu Afrika yamukele uMthetho Wokuhamba we-FATF ngoMyalelo 9 weSikhungo Sobunhloli Kwezezimali, okhishwe mhla ziyi-15 kuLwezi 2024 futhi usebenza kusukela zingama-30 kuMbasa wezi-2025, odinga ukuhlonzwa kolwazi mayelana nomthumeli nomamukeli ukuze kuhanjwe ngokuhambisana nokudluliswa kwemali phakathi kwabahlinzeki bezinsizakalo. I-Bitcoin Ileja yayihlala isesidlangalaleni. Isendlalelo samagama nobunikazi obusongwe emigwaqweni ephahlwe yilayisense kanye ne-off-ramp iyasondela. Kuyashesha ngokwanele ukuthi ngicabanga ukuthi noma yikuphi ukunyakaza phakathi kwabahlinzeki ababili abanelayisensi kunegama.

Akukho kulokhu okufinyelela esikhwameni sakho sehadiwe. Ilawula imiphetho elawulwayo, amaphuzu lapho irandi lihlangana ne-Bitcoin nalapho i-Bitcoin idlula esandleni esisodwa esinelayisensi iye kwesinye. Isithombe se-SARS esingahlangana kusuka kulawo maphethelo siya siba bukhali njalo ngonyaka, futhi ukunyakaza okunengqondo ukuhlela sengathi imiphetho ikhanya ngokugcwele, ngoba kungakapheli unyaka noma emibili iyoba. Ngihamba ngendlela lawo maphuzu edatha athungwa ngayo ukuze abukeke kanye womkhokhintela i-SARS ifana kanjani nedatha ye-crypto ngaphansi kwe-CARF.

Izinkundla zakwamanye amazwe kanye nesiteshi esihamba kancane

Hambisa ukuthenga kwakho phesheya futhi awushabalali. Umane udlulele esiteshini esinensayo, esibanzi. Ulwazi olumayelana ne-crypto egcinwe ezinkundleni zokuxhumana ezinelayisensi yangaphandle lusethelwe ukuthi lufinyelele ku-SARS ngokushintshana ngokuzenzakalelayo kolwazi phakathi kweziphathimandla zentela, umshini ohlezi ngaphansi kohlaka lokubika lwe-crypto-asethi lweNhlangano Yezokubambisana Kwezomnotho Nentuthuko (OECD).

Amadethi lapha afanelekile ukuwagcina ekhanda. INingizimu Afrika ijoyine isitatimende esihlanganyelwe esisekela uhlaka mhla ziyi-10 kuLwezi wezi-2023, futhi uKhomishana we-SARS wasayina isivumelwano sezizwe ngezizwe sokuhwebelana okuzenzakalelayo e-Asunción, eParaguay ngomhla zingama-26 kuLwezi 2024. Uhlu lwabasayinile lufinyelela ezindaweni ezingaphezu kwamashumi amane, okuhlanganisa nentandokazi evamile yamazwe aphesheya kwezilwandle, ngakho-ke iningi lamazwe angaphandle angeke likhulume ngokuthula neNingizimu Afrika. Lokho kushintshaniswa kwedatha kumele kuqale cishe ngo-2027, uma uhlaka seluguqulelwe emthethweni wasekhaya, okusho ukuthi isiteshi sangaphandle siyanensa kunesasekhaya kodwa asiqiniseki kancane. Inzuzo oyitholayo endaweni yesikhulumi saphesheya kulo nyaka wentela ingavela emsebenzini wokufanisa we-SARS ngemva konyaka noma emibili, ngemva kwesikhathi eside ukhohlwe ukuhweba. I-lag akuyona indawo yokucasha. Kuwukubambezeleka, futhi ukubambezeleka kuyaphela.

Ukuzigcina wena ngokwakho, namarekhodi akekho owagcinayo ngaphandle kwakho

Manje ingxenye ehlala ngokweqiniso ngaphandle kwesistimu ezenzakalelayo. I-Bitcoin ubambe okhiye bakho, isuse noma yikuphi ukushintshanisa ingene esikhwameni osilawulayo, ayibikwa kunoma ubani. Akekho umhlinzeki ohlanganisela ulayini wonyaka wawo, akukho myalelo onamathisela igama lakho ekwenziweni kwe-on-Iketanga phakathi kwamakheli akho amabili. Kulelo phuzu elincane isithembiso esidala se-cypherpunk sisabambe.

Leyo nkululeko iza nomsebenzi abantu abaningi abangawubukeli phansi.

I-SARS ibona i-Bitcoin indlela ozigcina ngayo lapho usuyithengisa futhi ngesitimela esinelayisensi, noma lapho ukucwaninga kwamabhuku kukucela ukuthi ulandise ngediphozithi, noma lapho ifa liqedwa futhi umabi wefa kufanele akwazise lokho okushiye ngemuva. Ngaso sonke isikhathi salezo zikhathi udinga ukufakazela isisekelo sezindleko zakho, irandi owawulikhokhe ekuqaleni, noma uzibeka engcupheni yokukhokhiswa intela emalini etholwayo njengokungathi i-Bitcoin yakho ayikukhokhisi lutho. Akukho ukushintshana okugcina lowo mlando wezinhlamvu zemali ezishiye ingxenyekazi eminyakeni edlule. Uwena kuphela umgcini womlando onaye. Dawuniloda amarekhodi akho okwenziwayo kuwo wonke umhlinzeki owake wawasebenzisa, wagcine enekhophi yasenqolobaneni endaweni engaphezu kweyodwa, futhi uqaphele intengo yokutholwa yanoma yini ozibambele yona, ngoba usuku oyidinga ngalo leyo nombolo alulokothi usuku ozizwe ufuna ukuyakha kabusha. Lesi isiyalo esifanayo esikhuphula abantu uma bedlula kuma-stablecoins, iphutha engisusa kulo iphutha lentela ye-stablecoin abantu baseNingizimu Afrika baqhubeka belenza.

Isikhundla ngincoma ngempela

Isimiso esingaphansi kwakho konke lokhu silula. Ukubonakala kwe-SARS kuyanda ngokuhamba kwesikhathi nakuzo zonke izindawo: ngokushesha kusukela emsebenzini onelayisensi yendawo, kancane kancane kusuka ezinkundleni zangaphandle ngokushintshana okuzenzakalelayo, futhi kusukela ekuzibambeni kwakho kuphela lokho okudalulayo noma lokho okuphoqelela umcimbi obala. Uma usubambe leyo mephu ekhanda lakho, isu liyazibhala ngokwalo.

Bamba ingxenye enengqondo ye-Bitcoin yakho kumhlinzeki wendawo onelayisensi, egameni lakho, ukuze kube nerekhodi elihlanzekile nelisobala i-SARS elingalibona futhi ongalikhomba. Bamba okunye ngokukhetha kwakho, uzivikele wena uma lokho kukufanele, namarekhodi akho agcinwe kahle. Ukubamba okunelayisensi kwenza umsebenzi othulile ongaphezu kobukhulu bawo: kukwenza ube njengomkhokhi wentela othobelayo, oserekhodini, okwenza sonke isikhundla sakho sivikeleke kunokuba kusolwe uma kuke kwavela umbuzo. Umkhokhi wentela onomlando obonakalayo, othembekile kanye namarekhodi ahlelekile akanakho ukwesaba ngombono owandayo. Obezitshela ukuthi akabonakali futhi engawagcini amarekhodi nguyena ogcina esechaza umcwaningi mabhuku engenalutho ephepheni. Ngingathanda kakhulu ukuthi ube ngumuntu wokuqala, futhi ukukuthola lapho iningi lengxoxo ehlelekile nami emayelana nayo. Uma ufuna ukubona ukuthi lonke uhlaka luphokophele kuphi, ngiyalubeka phakathi CARF kanye ne-Bitcoin eNingizimu Afrika.

Ukubonakala akusona isitha. Ukuphazamiseka kuyinto.

Uma ungenaso isiqiniseko sokuthi owakho umkhondo ubukeka kanjani ku-SARS, noma unempahla ehlakazekile kuzo zonke izinkundla ezingenarekhodi elihlanzekile, lelo yifindo engiliqaqe kumakhasimende. Bhukha ikholi yokuthobela i-Bitcoin futhi sizofaka imephu ukuthi yini ebonakalayo, yini engekho, nokuthi yini oyidingayo efayelini ngaphambi kokufaka ukubuyisela okulandelayo.