I-Bitcoin kunye noQhawulo-mtshato eMzantsi Afrika: Uthetha ntoni uMthetho weMpahla yoMtshato kwiiNdawo zakho

Ulawulo lwepropathi yakho yomtshato lwenza isigqibo sokuba ngubani umnikazi weBitcoin yakho kuqhawulo-mtshato, kwaye phantse akukho mntu kweli lizwe ofunda isivumelwano sakhe sangaphambi komtshato de umtshato ube sele uphela. Umthetho apha awunzima. Yintoni eyenza i-Bitcoin ihluke kwindlu okanye i-annuity yomhlalaphantsi kukuba iphendula kuphela kwisitshixo sangasese, ngoko ke inxalenye enzima ayinakuze ibe ngumgaqo. Kukubhengeza. Lo ngumxholo wezemfundo hayi ingcebiso yezomthetho.

Omnye umxhasi waseGeorge wandifowunela kwithuba elidlulileyo, ngokuzolileyo, ngaphambi kokuba igqwetha lenkosikazi yakhe likhuphe amaphepha. Wayethenge ngokuthe chu ukusukela ngo-2018 kwaye isikhundla sasikhule saba yinto emoyikayo ngesizathu esingalunganga. Umbuzo wakhe wokuqala yayingeyondlela eyayiza kwahlulwa ngayo. Yayikukuba wayengenakuyikhankanya na. Ndimxelele the same thing ndizokuxelela apha. Unako, kude kube ngumzuzu ongenakho, kwaye loo mzuzu uthande ukufika kunye nesamani kunye nomantyi ongasakholelwayo kuyo nayiphi na enye into oyithethayo. Ulawulo otshate phantsi kwalo lubeka imithetho. Ukunyaniseka kwakho kubeka yonke enye into.

Ukudityaniswa kwepropathi, ukusilela akukho mntu ukhethe ngenjongo

Ukuba utshate ngaphandle kokutyikitya isivumelwano saphambi kwexesha, nikubudlelwane bobunini-mpahla. Eso ayisosigqibo izibini ezininzi ezenza ngabom. Yinto ekunikwa ngumthetho xa ungasayini nto, kwaye lolona lawulo luxhaphakileyo elizweni ngomda obanzi.

Yonke into efunyenweyo naliphi na iqabane ngexesha lomtshato iwela kwindawo enye edibeneyo, kwaye i-Bitcoin ayihlukanga kuloo nto. Ayinamsebenzi into yokuba uthenge ezi ngqekembe wedwa, kumvuzo wakho, kwiakhawunti iqabane lakho alizange lingene kuyo. Ukuba ukuthengwa kwenzeka ngaphakathi emtshatweni, iingqekembe ziyinxalenye yendibaniselwano. Kuqhawulo-mtshato, elo lifa liba ngesiqingatha. Iqabane lakho alifumani isiqingatha seBitcoin yakho njengeengqekembe. Bafumana ibango kwisiqingatha sexabiso lalo, elihlala lihlala kwirandi, litsalwa kwiBitcoin ngokwayo okanye kwezinye ii-asethi ezidibeneyo, nokuba yeyiphi ecocekileyo yokuhamba.

Oomatshini behla ekufikeleleni kwimali yokuhlawula amatyala. Iingqekembe ezihleli kunye nomboneleli olawulwayo zinokuxabiswa kunye nokuhlaliswa kwazo ngaphandle kwedrama eninzi. Iingqekembe ekuzigcineni nzulu ngumsebenzi owahlukileyo, kuba ilifa kufuneka liqinisekise ukuba likho phambi kokuba nabani na aphikise ngexabiso labo. Isakhelo siyazenzekela xa izinto zexabiso zifumaneka. Ukuzifaka etafileni lukhuphiswano lonke, kwaye ndibuyela kulaa ngezantsi.

Ikhontrakthi yangaphambi kwexesha kunye ne-accrual

Izibini ezityikitya isivumelwano sangaphambi kwexesha kunye ne-accrual zigcina izinto zazo zahlukene ngelixa umtshato uqhuba, kwaye zabelana ngokukhula kuphela ekupheleni. Ii-asethi zeqabane ngalinye zihlala ziyezazo. Into eyahlulahlulwayo ngumahluko phakathi kokuba ilifa ngalinye likhule kangakanani kubomi bomtshato.

Umzekelo osebenzayo uwenza ikhonkrithi. Masithi elinye iqabane liqala umtshato nge-R100,000 kwizinto zexabiso ze elinye libe ne-R500,000. Ngokuhamba kweminyaka iqabane elityebileyo lithenga i-Bitcoin kunye nolunye utyalo-mali kwaye ilifa labo linyukela kwi-R1.5 yesigidi, i-accrual ye-R1 yesigidi. Ilifa lelinye iqabane likhula ukusuka kwi-R100,000 ukuya kwi-R200,000, i-accrual ye-R100,000. Umsantsa phakathi kwezi zimbini zokongezelekayo yi-R900,000, kwaye iqabane elikhule kancinci linebango lesiqingatha salo msantsa, i-R450,000. I-Bitcoin ayiqingqwanga kwaye inikezelwe. Ihlala nje ngaphakathi kubalo lwe-accrual njenge-asethi enye eyenze ukuba umhlaba otyebileyo ukhule.

Ezi ngqekembe zezomntu owazithenga kumtshato wonke. Baye baba lishishini lelinye iqabane kuqhawulo-mtshato, kwaye nalapho kuphela njengenani elondla isixa esongeziweyo, alizange libe libango elingqalileyo kwisipaji. Eso sisikhundla esithambileyo kuneso sokwabelana sepropati kwiqabane elifumanayo. Kukwangenxa yoko elona xabiso lerandi lesibambiso, ngomhla ochanekileyo, lithatha isigqibo sokuba libe likhulu kangakanani ibango le-accrual.

Ikhontrakthi yangaphambi kwexesha ngaphandle kwe-accrual

Olu lolona lawulo lucocekileyo lomnini weBitcoin kwaye olona lungqwabalala kwelinye iqabane. Nge-ANC engabandakanyi i-accrual, le miba mibini ayinakuze ichukumise. Izinto onazo zezabo, izinto ezizezabo zezabo, yaye akukho kukhula kwabelwana ngako ekugqibeleni.

I-Bitcoin ethengwe ngumlingane omnye ngexesha lomtshato yeyalo mlingane ngokupheleleyo. Ubude bomtshato abunamsebenzi. Akunjalo nobukhulu boxabiso. Elinye iqabane alinalo ibango kwiingqekembe konke konke, nto leyo kanye kanye lo rhulumente wenzelwe ukwenza. Abantu bakhetha ngokuchanekileyo ukugcina ukwakhiwa kwe-asethi yabo eyahlukileyo, kwaye kumntu ofike enesikhundla esinzulu seBitcoin okanye wazakhela yedwa, wenza loo msebenzi ngcono kunaso nasiphi na isakhiwo esibotshwe emva koko.

Ingxaki yeBitcoin engachazwanga

Wonke umthetho ongentla uthatha ukuba bobabini abatshatileyo babeke amakhadi abo ekhoyo. Uninzi lwengxaki yokwenyani ndiyibonayo ayiqali apho.

Ukuzigcina i-Bitcoin yipropati yomthwali. Nabani na olawula isitshixo sabucala ulawula iingqekembe zemali, kwaye akukho rejista, itayitile okanye iziko eliqinisekisa ukuba ngabanini bazo. Ngokweyona ndlela inamandla ibamba lilonke liphila njengamagama alishumi elinesibini okanye amashumi amabini anesine agcinwe kwinkumbulo yomntu omnye, avuleke umoya kwisixhobo ngasinye nakuzo zonke iinkundla. Lolo mgangatho ndikhulula kuwo I-Bitcoin njenge-asethi yomthwali eMzantsi Afrika, owahluke ngokwenene kuwo nawuphi na umthetho wempahla yomtshato owakhelwe ukuphatha. Iqabane elibekwe ekufihleni iingqekembe ekuzigcineni lingakwazi, ekuqaleni, ngendlela engazange libe nayo nendlu.

Kusesemthethweni. Omabini amaqabane kufuneka achaze zonke ii-asethi namatyala enkundleni, kwisiteyitimenti esipheleleyo esibandakanya yonke i-akhawunti, ipropati, utyalo-mali kunye nokubamba ixabiso. Ukushiya i-Bitcoin kuloo ngxelo ngenjongo bubuxoki. Xa inkundla kamva ifumanisa ukuba iingqekembe zibanjwe kwaye zingabhengezwa, iziphumo azigcinwanga kwi-Bitcoin. Iqabane elingaxeliyo lijongene nendelelo, izohlwayo zemali kunye nokuwohloka kokuthembeka okuphuma kuyo yonke enye indawo yokuhlala, ukusuka ekwahlulweni kwempahla ukuya kwisondlo kwaye, apho abantwana babandakanyekayo, ithoni yelungiselelo lokugcina umntwana. Abagwebi ababambisa ubuxoki ngemali bayayeka ukudlulisela inzuzo yamathandabuzo ngayo nantoni na.

Kukho ukushwabana kwenyani kumgaqo-siseko apha uninzi lwezimvo zoqhawulo-mtshato olutsibayo. Ngenxa yokuba ibinzana lembewu linokubakho njengengcamango yangasese, ukunyanzela iqabane ukuba licengceleze ngokuchasene nelungelo lokuba ngasese kunye nokukhuseleka ekuzibekeni ityala. Inkundla inokulawula ngaphandle kwamathandabuzo ukuba iBitcoin yeyommangali. Ayinakukwazi ukufihla isitshixo, kwaye ayinakunyanzela umntu ukuba athethe amazwi anokuthi athethe. Ukunyanzeliswa, ekugqibeleni, kubalekela kumntu owaziyo. Lowo ngumda wokwenyani, kwaye ikwangumgibe, kuba ukuxhomekeka kuyo kuthetha ukubheja ngokuthembeka kwakho kunye nenkululeko yakho ekuthuleni ubambe phantsi kwesifungo.

Indlela umzila wemali uyinika ngayo

Umzila udla ngokuba phezulu kunokuba abantu belindele.

Amagqwetha kuqhawulo-mtshato olukhuphisanayo aqhuba uphando ngokusesikweni. Babiza iingxelo zebhanki, iirekhodi zemali kunye neengxelo zeakhawunti yokutshintshiselana, kwaye bazifunda ngononophelo. Ukuba i-Bitcoin engachazwanga yathengwa nakweliphi na iqonga lendawo, irekhodi yaloo ntengo ikhona kwindawo ethile ngaphandle kwe-wallet. Ukuba imali iphuma kwi-akhawunti yebhanki edibeneyo, ukuphuma kwayo kulapho kwisitatimende esimnyama nesimhlophe, kwaye umbuzo ocacileyo ulandela. Yaya phi le nto?

Iqabane elingenayo impendulo, kwaye akukho rekhodi lotshintshiselwano olubonisa ukuthengiswa kamva, likwimeko embi. Inkundla inokuqikelela ukuba iinkozo zemali zisabanjwa kwaye ziyalele ukuba zichazwe. Ngaphantsi kwesifungo, ukuchaza ngokucacileyo ukuba awubambeli i-Bitcoin xa isitatimende sebhanki sibonisa imali eshiya utshintshiselwano ayikho indawo engwevu. Kububuxoki, kwaye irekhodi elibhaliweyo ukusuka kwi-akhawunti ukuya kwiqonga lidla ngokwaneleyo ngokwalo ukumisela ukuba ukuthengwa kwenzeka, nantoni na i-wallet eyenzayo okanye ayibambeli ngoku.

Kwiindawo ezinkulu uphononongo luya phambili. Ngamanye amaxesha iinkundla ziyalela uphando lwasenkundleni lwemali yamaqabane omabini, apho umcuphi alandele yonke into equkuqelayo aze afake iflegi engaqhelekanga. Ukudluliselwa okukhulu okungachazwanga ukusuka kwiakhawunti edibeneyo ukuya kwiqonga le-crypto luhlobo kanye lwento ephawulwa. I-Forensics ibiza imali yokwenyani, kodwa i-arithmetic ikhohlakele kumntu ofihlayo. Isibini esinezigidi ezingama-R50 phakathi kwaso sinokuthethelela isenzo esinzima sophando-nzulu ukuba simela izigidi kwi-Bitcoin efihliweyo. Njengoko i-Bitcoin isebenza ngokunzulu kuqhawulo-mtshato lwexabiso eliphezulu eMzantsi Afrika, olo hlolisiso luza kuba bukhali.

Uqingqo-maxabiso, kunye nomhla ogqiba ngalo

I-Bitcoin ixatyiswa ngomhla womyalelo woqhawulo-mtshato, okanye umhla wokwahlukana apho oko kungaphambili kwaye kuvunyelwene, ngexabiso lemarike ngaloo mini iguqulelwe kwirandi. Apho iingqekembe ziye zaxabisa ukususela oko ubuzithengile, kwaye uninzi lweengqekembe ezihlala ixesha elide, lixabiso elixatyisiweyo elahlulwayo okanye londliwa kwi-accrual, ingeyiyo le ubuyihlawule ekuqaleni. Iintshukumo emva komhla womyalelo azifikeleli emva kwisisombululo. Kwisibini esitshatileyo esitshatileyo esine-10 yezigidi zeerandi kwi-Bitcoin ngomhla woku-odola, ibango leqabane elingabambeleliyo lizizigidi ezi-5 zeerandi, kwaye ukuba ixabiso liphindaphindeka kabini kwinyanga elandelayo, loo nto ngokupheleleyo yinzuzo yeqabane eligcinayo ukuba lixhamle okanye ilahleko yalo liyiginye.

Ukulahlwa kutsala irhafu ngendlela efanayo nayiphi na enye i-Bitcoin yokulahla. Apho ukulungiswa kuhlangatyezwana khona ngokuthengisa iingqekembe zemali okanye ukuhanjiswa kwazo, iNkonzo yeRhafu yoMzantsi Afrika (SARS) iyiphatha kumgangatho oqhelekileyo wokulahlwa okanye kuthathwa njengokulahlwayo ngokuxhomekeke kwindlela eyakhiwe ngayo, eyilensi efanayo endiyibeke kuyo. into ebonwa nguSARS xa ijonga iBitcoin yakho. Irekhodi ecocekileyo, ebhalwe umhla yento oyihlawuleyo kunye nokuba bezixabisa ntoni na iinkozo ngosuku olufanelekileyo ixabisa kakhulu apha. Ivala ingxoxo malunga nexabiso ngaphambi kokuba iqale, kwaye yile nto kanye ilungiselelo elibhaliweyo lokugcinwa livelisa njengomcimbi. IVault ndiqhuba ubunini beerekhodi kunye nexabiso lokufunyanwa kwerandi kwindawo yokuthenga, nto leyo ejika umlo malunga namanani ube yiprintout.

Eyona nto bendiza kuyenza phambi kokuba ifike enkundleni

Ukuba ucinga ukuba umtshato wakho unokuphela, thetha negqwetha loqhawulo-mtshato ngazo zonke izinto zakho, iBitcoin ibandakanyiwe, phambi kokuba nabani na afake iifayile. Kwenze kwangoko.

Kumba obambekayo umbuzo wesakhiwo kukuba ingaba iinkozo zihlala ngaphakathi kwento eyandulela umtshato kwaye ayizange ibe yi-asethi yomtshato kwasekuqaleni. I-Bitcoin igcinwe ngokufanelekileyo kwi-trust esekwe ngaphambi kokuba umtshato uhlale ngaphandle kwesahlulo, ngezizathu ezifanayo uhlala ngaphandle kwelifa lakho ekufeni, ukuhlangana endikulandelayo. kwenzeka ntoni kwiBitcoin yakho xa usifa eMzantsi Afrika. Into engasebenziyo kukuphakuzela. Iingqekembe ezitsalwa ngomhlakulo kwigama lakho lobuqu zisiwe kwitrasti xa umtshato usilela ngokubonakalayo mema inkundla ukuba ibekele bucala udluliselo njengelinge lokoyisa ibango lelinye iqabane, kwaye umbuzo wesakhiwo ukhwela ecaleni kombuzo werhafu endiwugubungelayo. ukubamba i-Bitcoin kwinkampani, ukuthembela okanye igama lomntu. Ulwakhiwo olwakhiwe kwiminyaka yokuqala lukhusela. Ulwakhiwo olwakhiwe kwinyanga ephelileyo phambi kokuba amaphepha abukeke ngendlela eyiyo kanye.

Ukuba usemtsha emtshatweni kwaye iBitcoin iya kuba yinxalenye yobomi bakho, bhala phantsi indlela wena neqabane lakho enizimisele ukuyiphatha ngayo. Ezinye izibini zigcina iiakhawunti zotyalo-mali ezahlukeneyo ngenjongo. Abanye babamba ngokudibeneyo kwaye bathetha ngayo. Nokuba kulungile. Eyona nto idala lo monakalo kukuthula, kuba kuthi cwaka kulapho inguqulelo yale ngxaki ifika phambi komantyi izalwa khona. Kwaye ukuba sele uphethe iingqekembe ongazichazanga kwaye umtshato uya ecaleni, bona igqwetha ngoku, ngaphambi kokuba nabani na anyanzelise umcimbi. Ukuzixela ngokuzithandela phambi kwengxoxo yincoko eqhelekileyo. Ukufunyaniswa emva kobuxoki phantsi kwesifungo sisilwanyana esahlukileyo ngokupheleleyo.