Kwenzeka ntoni kwiBitcoin yakho xa usifa eMzantsi Afrika

I-Bitcoin ayikhathali ukuba ngoobani abaxhamli bakho. Iqaphela into enye, ulawulo lwezitshixo zabucala, kwaye akukho satifiketi sokufa, umyalelo wenkundla okanye umyolelo onokuthi uwuthathele phezulu lo mba. EMzantsi Afrika umthetho wokulandelelana uthatha ukuba umntu obhalwe phantsi ukuze abe ilifa angangena ebhankini aze anikwe imvume yokungena. NgeBitcoin akukho bhanki onokungena kuyo kwaye akukho khawuntala yokufola. Kwenzeka ntoni kwiingqekembe zakho xa usifa kuxhomekeke phantse ngokupheleleyo kwisicwangciso osishiye ngasemva, kwaye uninzi lwabantu alushiyi nanye.

I-Bitcoin egameni lomntu: ukungagqibeki kunye ne-bill yayo

Uninzi lwabemi boMzantsi Afrika babamba iBitcoin yabo ngamagama abo. Yindlela yokumelana okuncinci xa uqala, kwaye kwindawo yokuqala okanye i-horizon emfutshane lukhetho olunengqiqo ngokugqibeleleyo. Ingxaki yokucwangciswa kwezindlu ibukhali kuphela njengoko ukubamba kukhula kube yimali yokwenene.

Xa usifa kunye neBitcoin ngegama lomntu iwela kwilifa lakho. Umrhumo wezindlu usebenza kwi-20% kwipropati ehlawulelwa ukuhlawulelwa ngaphezu kwexabiso lokuqala kunye nama-25% kwisabelo esingaphezu kwezigidi ezingama-R30. Iingqekembe zixatyiswa ngexabiso lazo lemarike ngomhla wokufa, kunye ne-asethi le nto iguquguqukayo loo mhla omnye unokuwela naphi na kumjikelo. Yiba nomfanekiso womntu odla umhlala-phantsi waseGeorge owathenga ngokuthe chu kwaye wafa ephethe i-R8 yezigidi kwi-Bitcoin ngexesha eliphezulu lemarike. Ilifa livavanywa kwelo nani, kungekhona ngokoxabiso lweengqekembe kwiinyanga ezilishumi elinesibhozo kamva xa umabi wamafa ezihambisa ekugqibeleni.

Emva koko kukho irhafu yenzuzo yenkunzi, ebangela ukuba abantu abaninzi bayiphose.

Ukufa kuthathwa njengokuchithwa kwexabiso lemarike. Ingeniso phakathi kwento oyihlawuleyo kunye nexabiso lerandi ngomhla wokufa irhafiswa kwimbuyekezo yakho yokugqibela, ngendlela ebiya kuba yiyo intengiso, nangona kungekho mntu uthengise nantoni na. Ingeniso yenkunzi yokungabandakanywa kunyaka wokufa ngama-R300,000 kune-R40,000 yesiqhelo, isisa kodwa igqitywe ngokukhawuleza ngenxa yokubamba ngokunzulu. Umsebenzi wezindlu kunye ne-CGT kwi-stack yokufa phezu komnye nomnye, kwaye phakathi kwabo banokuthatha i-bite yokwenene kwinto efikelela kusapho.

Umda wexesha lolawulo uwenza mandundu. Umhlaba waseMzantsi Afrika udla ngokuthatha iinyanga ezilishumi elinesibini ukuya kumashumi amabini anesine ukuze uphele, kwaye elikhulu okanye ekukhutshiswana ngalo lithatha ixesha elide. Ngalo lonke elo xesha abaxhamli abanakuchukumisa iBitcoin. Ukuba uhlala kutshintshiselwano umabi-lifa kufuneka anelise amaphepha eqonga kunye namaxesha okulinda.

Ukuba ihleli kwindawo yokuzimela kwaye akukho mntu ngaphandle komfi ebesazi apho izitshixo ziphi, ibali liphela ngendlela eyahlukileyo. Iingqekembe zikwi-Isixokelelwano seebloko ngonaphakade, zibonakala kuye nabani na, kwaye azifikeleleki nangubani. Akukho sebe lokutsalela umnxeba kwaye akukho sicombululo kuyo nayiphi na inkundla. Oku kukusilela endikuchazayo kwicala lokuthembana ukuba kufuneka sithini isenzo sokuthembela malunga neBitcoin, kwaye nguye ondigcina ebusuku ngaphezu kwayo nayiphi na imibuzo yerhafu.

Kutheni injongo yomthetho ingenakufikelela

Nanku umahluko ongazange wakhelwe ucwangciso lwezindlu zemveli. Intando yakho imisela ukuba ngubani na oya kuba lilifa. Ayenzi nto ukumisela ukuba ngubani na onako. Amagunya asemthethweni alawula ilungelo; ulawulo olungundoqo lulawula ulawulo, kwaye enye kuphela kwezo zimbini zihambisa ingqekembe.

Kwimali eqhelekileyo umabi-lifa unika iziko iileta zokwaba ilifa nesiqinisekiso sokufa, lize iziko lizikhulule ezo mpahla. I-Bitcoin ayinaziko emva kwayo. Inethiwekhi ayifundi amaxwebhu, ayiqapheli iindlalifa kwaye ayikwazi ukunyanzeliswa yinkundla. Iqaphela utyikityo olusebenzayo olusuka kwiqhosha elisebenzayo, kwaye akukho nto yimbi ekhoyo ngokuphathelene neprotocol. Umyolelo unokubiza abantwana bakho njengabaxhamli bazo zonke iisatoshi onazo kwaye ungabashiyi nto, ukuba amagama avula isipaji afa nawe.

Ke isicwangciso sezindlu seBitcoin kufuneka senze umsebenzi ongaqhelekanga wenziwe. Kufuneka ichaze apho izitshixo zihlala khona, ngubani ozibambeyo, indlela yokufikelela ekwabelwana ngayo kunye nokuba sesiphi isiganeko esibangela ukuba ufikelelo. Yitsibe loo nto kwaye ubhale injongo ngaphandle kwendlela yokwenza oko.

I-Bitcoin igcinwe kwi-trust: enye indlela yokwenza

Ii-asethi ezikwitrasti eyakhiwe ngokufanelekileyo aziyonxalenye yelifa lomseki, amalungu etrasti okanye abaxhamli. Bahlala kwilungiselelo elisemthethweni elahlukileyo elinobomi balo. Xa umseki okanye umphathiswa ngamnye esifa, intembeko iyaqhubeka. I-Bitcoin ayikho phantsi koxanduva lwezindlu xa umntu efa kwaye ayikhenkceziswe lulawulo lwalo naliphi na ilifa lomntu omnye. Ihlala ibanjwe kukuthenjwa kwaye ilawulwa sisenzo, isizukulwana emva kwesinye.

Oko kuqhubela phambili yimeko yonke yokuthembela kobunikazi beBitcoin. I-trust inokuthwala ukubamba ngokulandelelana ngaphandle kokubangela umsebenzi wezindlu kunye nesiganeko se-CGT kwindawo nganye, kwaye kumashumi eminyaka ukuba umahluko odibanisayo unokuba mkhulu.

Iziqinisekiso zibalulekile. Ireyithi esebenzayo ye-CGT yeetrasti ezininzi yi-36%, ngokuchasene ne-18% yomntu, ngoko ke itrasti ihlawula ngaphezulu kwi-disposal ngayinye eyenzayo endleleni. Ukuba ugcino lwentlawulo yezindlu ngokuhamba kwexesha lubetha olona zinga linzima eliqhubekayo lixhomekeke ngokupheleleyo kubungakanani bokubamba, i-horizon kunye nesakhiwo. I-trust esekwe ngezizathu ezifanelekileyo kwaye iqhutywe ngokufanelekileyo sisithuthi sexesha elide esoyikekayo. I-trust emiselwe abangalunganga, okanye iyilwe kakubi, okanye ishiywe ingalawulwa, iyasilela kwinjongo yayo ngelixa iqulunqa iintloko ezintsha zerhafu kunye nokuthotyelwa kwayo. Andiyi kubeka kuthozama ukubamba enye. Ndingacinga nzima malunga nolwakhiwo losapho into eyenzelwe ukodlula mna, i-arc endiyilandela kuyo I-Bitcoin yezizwe ngezizwe eMzantsi Afrika.

Ingxaki yofikelelo, kwaye yintoni eneneni eyisombululayo

Nokuba yeyiphi na indlela oyikhethayo, wonke umnini ufuna isicwangciso esicacileyo nesibhaliweyo malunga nokuba kwenzeka ntoni na ukuba uyafa okanye uphulukene nomthamo.

I-Bitcoin yokuzimela iphila okanye ifa ngezitshixo. Ukuba azifumaneki ngumabi-mafa okanye indlalifa ngokulandela inkqubo ebhaliweyo, iingqekembe azikho. Ithuku labantu abaninzi abanalo, ukubhala amagama embewu kumyolelo, akulunganga ncam, kuba umyolelo uba luxwebhu lukawonke-wonke ngexesha lolawulo lwezindlu kwaye uya kunikezela ibinzana kuye nabani na ofunda ifayile. Umyolelo unokuqaphela ukuba i-Bitcoin vault ikhona. Izitshixo ngokwazo zezakwenye indawo ngokupheleleyo: kwileta yomyalelo ekhuselekileyo echaza ukuba ziphi na ii-backups, zeziphi izixhobo ezikhoyo kunye nendlela umntu oza kungena ezihlangwini ngayo, zigcinwe zahlukene ngokokhuseleko ebomini bakho kunye nokufikelela emva kokuba aluzange lube luxwebhu olufanayo. Ndigubungela ubuxhakaxhaka bokwahlula phakathi Ukugcinwa kweBitcoin eMzantsi Afrika.

Ulungelelwaniso olulawulwayo lwemisayino emininzi lusombulula ingxaki efanayo ngokuyila kunokuba ngoqeqesho. Sasaza izitshixo kwiqela elingaphezulu kwelinye kwaye akukho kufa kanye okunokuthi kuthintele imali. Kwi-vault ye-2-of-3 apho umxhasi ubamba izitshixo ezibini kunye nomboneleli olawulwayo ubambe isitshixo sokubuyisela, i-estate idinga enye yezitshixo zomthengi kunye nomnikezeli ukufikelela kwinqanaba lokusayina kwaye akhulule i-Bitcoin kumyalelo wefa. Ulungiselelo lubhaliwe, umboneleli liqumrhu elilawulwayo kwaye isakhiwo siyasinda ekuphumeni kwakhe nawuphi na umnini-key. Leyo yindalo eyahlukileyo kwi-wallet yehardware ekwidrowa esecaleni kwebhedi ekungekho mntu wakha wayibona.

I-Multisig ikwakuvumela ukuba ulolonge indlela ilifa elibangela ngayo. Iqabane kunye nomcebisi banokudibanisa izitshixo zabo xa umnikazi ophambili engasekho, enika ukusinda kwangoko. Okanye isitshixo sinokuhlala sitywiniwe de kukhutshwe isatifikethi sokufa okanye kudlule ixesha elimiselweyo, nto leyo ebangela ukuba kusebenze ukulibaziseka. Akukho qela linye elikhe libambe ulawulo olucalanye, kwaye akukho qela lilinye liyimfuneko, ngoko ke ilifa liyasinda kwingxabano, ukulibaziseka okanye isixhobo esilahlekileyo ngaphandle kokuba imali isengozini.

Ifayile enye phantse wonke umntu uyalibala

Ukukhusela amabinzana embewu kwi-multisig estate kuyimfuneko kwaye akwanelanga.

I-wallet ye-multisig nayo inefayile yoqwalaselo, kwaye sisiqwenga abantu abangasijongiyo kude kube lelona xesha libi kakhulu. Yicinge njengemephu exelela isoftware yonxibelelaniso ukuba zeziphi iidilesi zesipaji sehardware ezenza isipaji kwaye yeyiphi ikhoram abaphendula kuyo. Ngaphandle kwayo, iseti epheleleyo yamagama embewu achanekileyo isenokumshiya umenzi welifa ebambekile, ejonge kwizitshixo ezingayi kudityaniswa kwisipaji. Kufuneka ixhaswe ngamabom, igcinwe kwi-flash drive egcinwe kunye nezixhobo ze-hardware kwaye ibhalwe njengekopi yephepha ngokunjalo, ukwenzela ukuba isofthiwe yokubuyisela iphinde ilayishe ilungiselelo lonke kwaye abasayini abahlukeneyo ngokwezelizwe banokuququzelela. Ukufa okushiya imbewu ikwazi ukufumaneka kodwa ulungelelwaniso olulahlekileyo yiphazili ecothayo, ebiza imali eninzi ukuze usapho isombulule, kwaye iyathintelwa ngokupheleleyo.

Ukuhambisa i-Bitcoin kwisakhiwo kamva

Abatyali-mali abakhe indawo enkulu egameni lomntu phantse basoloko bebuza into enye: ngaba ndingayifaka kwi-trust okanye kwinkampani ngoku? Ngokubanzi ewe, kodwa oomatshini kunye nerhafu bavula iinkcukacha. Ukutshintshela i-Bitcoin ngaphandle kwegama lobuqu kunokuba yinto yokulahla kwixabiso lemarike, isiganeko esirhafiswayo esibangelwa kukudluliselwa, kwaye nokuba ibalwa njengenye, kwaye ngeliphi ixabiso, kuxhomekeke ekubeni ithathwa njengentengiso yobude bengalo okanye umnikelo kunye nobudlelwane phakathi kwakho kunye nesakhiwo esifumanayo.

Umbuzo wesakhiwo kulula kakhulu ukufumana ilungelo ngaphambi kokuba ukubamba kukhulu kunasemva. Ukugqiba ukuba iBitcoin yakho kufuneka ihlale phi ngelixa isikhundla sincinci sibiza incoko. Ukuhlengahlengisa enkulu kamva kuthetha ukuba ixabiso lenguquko liba yinto ebonakalayo ngokwalo, kwaye irhafu ekuhambeni inokunciphisa umrhumo obuzama ukuwuphepha ekuqaleni.

Incoko ifanele ukuba nayo kwangethuba

Ukucwangciswa kwe-Bitcoin estate ayisiyonto yokurhoxisa de ukubamba kuzive kukhulu ngokwaneleyo ukuba kungakhathazwa. Uyilo lokugcinwa, ulwakhiwo lokubamba, amaxwebhu ajikeleze ufikelelo olungundoqo kunye nendlela yonke eyongena ngayo kwilifa lakho elibanzi lixabiso eliphantsi kwaye licocekile ukuseta kwasekuqaleni kunokubhatala kwindawo enkulu emva kweminyaka. Enye indlela kukuba ezi ziba ziingxaki zomabi, kwaye ngelo xesha awukho kwigumbi lokuchaza ukuba ubuthetha ukuthini. Isicwangciso ngasinye endisibeke endaweni siqala kumbuzo omnye wokuba ngubani onokufikelela kwiingqekembe zemali, kuba ngowona mbuzo i-Isixokelelwano seebloko iya kuwubuza kwaye uphendule ngaphandle kwakho. Ukuba ubambe iBitcoin ukuba usapho lwakho luya kuyidinga ngenye imini, hlala phantsi nam phambi kokuba kufuneke ilifa lakho.