Yintoni ebonwa yi-SARS Ngokwenene xa uthenga kwaye ubambe i-Bitcoin eMzantsi Afrika
I-SARS ayinakubukela i-Bitcoin yakho ihamba ngexesha lokwenyani. Into eyifumanayo, kumjikelo wonyaka kubaboneleli bengingqi abanelayisensi, yingxelo ecwangcisiweyo yento oyithengileyo, into oyithengileyo, ngeyiphi imihla kunye nokuba zingaphi iirandi. Leyo yimilo yonyawo lwakho olubonakalayo, kwaye imxinwa kunokoyikeka kwi-Twitter icebisa. Le yimephu endihamba ngayo abathengi ukuze bazi ngqo apho bame khona phambi kokuba bafake iifayile, kunokuba baqikelele.
Ukuthathwa okungundoqo
Umgca wokubonwa we-SARS ukhula ngakumbi njengoko i-Bitcoin yakho ihamba ngenkqubo elawulwayo. Ibona umsebenzi wotshintshiselwano lwendawo ngesakhelo sengxelo ye-crypto assets, iya kubona umsebenzi wangaphandle ngokutshintshiselana ngokuzenzekelayo kolwazi phakathi kwabasemagunyeni berhafu kanye ukuba itshintshe malunga ne-2027, kwaye ibona ukuzimela kuphela apho uveza khona okanye umcimbi unyanzelisa ukubhengeza. Gcina iirekhodi ezicocekileyo kwaye isikhundla sakho sihlala sikhuselekile.
Uninzi loloyiko lwerhafu endidibana nalo luvela kwingcinga eyonqenayo: ukuba lo mzuzu uthenga i-satoshi, i-SARS ngandlela thile ibukele isipaji. Akunjalo nayiphi na kwezi zinto. Ukubonakala kuyinyani kodwa yakhiwe, ilibazisekile kwaye ibotshelelwe kwiintsimbi ezithile. Ukwazi ngokuthe ngqo ukuba yeyiphi na kaloliwe ephethe into eyahlula ukufayila ngokuzithemba ekufakeni uloyiko.
Kwenzeka ntoni mhla uvula iakhawunti
Xa ukhwele nam, okanye kunye nababoneleli abanelayisensi kwiCandelo lezeMali (FSCA), udlula kwinkqubo epheleleyo ye-FICA phambi kokuba irandi enye ihambe. Oko kubamba isazisi sakho, idilesi yakho yokuhlala, ireferensi yakho yerhafu kwaye, ngaphezu kwemida ethile, apho imali ivela khona. Kuvakala ngathi zininzi iifom zomntu ofuna nje ukuthenga i-Bitcoin.
Akukho nanye ethunyelwa kwi-SARS ngelo xesha.
Umboneleli uyafuneka ukuba abambe loo datha, angayigqithisi ngexesha usayina. Esi sibophelelo asiyonto intsha okanye sinokuzikhethela. Ababoneleli ngenkonzo ye-asethi ye-Crypto batsalwa njengamaziko anoxanduva xa izilungiso kwi-Financial Intelligence Centre (FIC) Act yaqala ukusebenza ngomhla we-19 kunye ne-31 kaDisemba ka-2022, oku kuthetha ukuba isazisi kunye nomthombo-mali ohlolayo ohamba ngayo ngumsebenzi osemthethweni owenziwe ngumnikezeli kunokuba ufefe abawenzayo umhlawuli werhafu. Usomashishini waseSandton oweza kum kulo nyaka uphelileyo wayeqinisekile ukuba ukuthenga kwakhe okokuqala kuza kuhlala kwidesika ye-SARS ngaloo mvakwemini. Ayizange ibe njalo. Ingxelo ihleli nje nomboneleli, kanye apho umthetho uthi kufanele, ilinde umjikelo wonyaka olawula xa kukho into ehambayo.
Kukho umnyango omnye ovula ngokukhawuleza. Ukuba umsebenzi wakho ubonakala ukrokrela ngokwenene, umboneleli kufuneka akuxele kwiZiko lezobuNtlola kwezeziMali, kwaye eli liziqhuba ngokwalo ngokwalo ngokwahlukileyo kwindlela yokuxela ingxelo uninzi lwabathengi abanyanisekileyo abakhe badibane nalo. Ugcino-mali oluqhelekileyo notyalo-mali aluyikhubekisi. Ukwenza iidiphozithi ukuze uthintele umgubasi, nto leyo esesinye isizathu sokuba imali enyanisekileyo kunye nerekhodi elibhaliweyo elicocekileyo lisoloko libetha ubulumko.
Kuyanceda ukuchaneka malunga nokuba ngubani ngokwenene umnikezeli kweli nqanaba. Xa uthenga ngomnikezeli wasekhaya onelayisensi uqhubana nenkampani yakho, hayi ngengalo yeofisi yerhafu. Umboneleli ugcina iinkcukacha zakho kuba umthetho ubophelela. Ijika olo lwazi ludlulele kwi-SARS kuphela kumjikelo wokunika ingxelo isakhelo sichaza, kwithayimthebhile iiseti zesakhelo, kwifomathi isikhokelo esichazayo. Akukho mntu kutshintshiselwano ochola ifowuni ukuya ku-SARS ngemini yokucima idiphozithi yakho. Akunjalo indlela inkqubo yokunika ingxelo esekelwe kwimithetho esebenza ngayo. Ukuqonda umahluko kuthatha ubushushu kwisifundo sonke kubaxumi endihlala nabo phantsi.
Ingxelo yonyaka sisipili esijonga ngasemva, hayi isondlo esiphilayo
Nantsi eyona ndawo abantu abayiphosisa kakhulu. Ngaphantsi kwesakhelo sokunika ingxelo ye-crypto assets, umboneleli waseMzantsi Afrika onelayisensi uqulunqa ingxelo yembali yakho yentengiselwano kwaye uyingenise kwi-SARS kumjikelo wonyaka. Idwelisa into oyithengileyo, into oyithengisileyo, imihla kunye namaxabiso erandi adityaniswe kwinto nganye. Yingxelo yoko esele kwenzekile, kufutshane nesiteyitimenti sebhanki esifika emva kwenyani kunekhamera eqeqeshwe kwiakhawunti yakho.
Ayibonisi ukuba ubambe ntoni ngoku.
Loo mahluko unzima ngokwenene. Ukuba uthenge i-Bitcoin kwiminyaka emithathu edlulileyo kwiqonga lendawo kwaye awuzange uthengise, ingxelo ixelela SARS ukuba ufumene i-asethi kwaye akukho nto. Akukho ukulahlwa, ngoko ke kumbono wenkunzi akukho nto izakurhafiswa, kuphela isiseko seendleko esihleli kwirekhodi yosuku othe wathengisa ngalo. Isakhelo sakhelwe ukubamba ukulahlwa okungaxelwanga kunye nokuphepha unxweme, ukungaxabisi iinzuzo zakho ezingafezekanga ngexesha lokwenyani. Ndidlula ngokuthe ngqo ukuba yeyiphi kwezi ziganeko ekufuneka uzibuyisele kuyo into omawuyixele kwi-SARS ngo-2026, kuba ukubona intengiselwano kunye nokurhafisa intengiselwano zizinto ezimbini ezahlukeneyo kwaye umsantsa phakathi kwabo kulapho uninzi lwexhala luhlala khona.
Indlela amaqhekeza asekuhlaleni adibanisa ngokuzolileyo
Into etshintshileyo kule minyaka mibini idlulileyo ayikuko ukuba i-SARS ibona ngakumbi namhlanje. Kungenxa yokuba imibhobho edibanisa inkqubo elawulwayo kwi-SARS ibekwe, umyalelo omnye ngexesha. UMzantsi Afrika wamkele uMthetho wokuHamba we-FATF ngoMyalelo we-9 weZiko lobuNtlola lezeziMali, okhutshwe ngomhla we-15 kuNovemba wama-2024 kwaye usebenza ukususela ngomhla wama-30 kuTshazimpuzi wama-2025, ofuna ulwazi olungomthumeli kunye nomamkeli luhambe kunye noweliselo phakathi kwababoneleli-nkonzo. Ileja yeBitcoin yayisoloko isesidlangalaleni. Uluhlu lwamagama kunye nezazisi ezisongelwe kwiindlela ezithambekayo ezinelayisenisi kunye neethambeka eziphumayo ziyabambisa. Iyakhawuleza ngokwaneleyo ukuba ndicinge ukuba nayiphi na intshukumo phakathi kwababoneleli abanelayisensi inegama.
Akukho nanye kwezi ifikelela kwi-wallet yakho yehardware. Ilawula imida elawulwayo, iindawo apho irandi idibana neBitcoin nalapho iBitcoin idlula kwisandla esinephepha-mvume ukuya kwesinye. Umfanekiso we-SARS unokuhlanganisana ukusuka kuloo miphetho ukhula ngokukhawuleza minyaka yonke, kwaye ukuhamba okunengqiqo kukucwangcisa ngokungathi imiphetho ikhanya ngokupheleleyo, kuba ngonyaka okanye emibini iya kuba. Ndihamba ngendlela ezo nkcukacha zedatha zithungelwa ngayo kwimbono enye yomhlawuli werhafu indlela i-SARS idibanisa ngayo idatha ye-crypto phantsi kwe-CARF.
Amaqonga angaphandle kunye nomjelo ocothayo
Hambisa ukuthenga kwakho kude nonxweme kwaye awupheli. Usuka nje utshintshele kwisitishi esicothayo, esibanzi. Ulwazi malunga ne-crypto egcinwe kumaqonga angaphandle anelayisensi imiselwe ukufikelela kwi-SARS ngokutshintshiselana ngokuzenzekelayo kolwazi phakathi kwabasemagunyeni berhafu, indlela ehleli phantsi koMbutho weNtsebenziswano yezoQoqosho kunye noPhuhliso (OECD) i-crypto-asethi yesakhelo sengxelo.
Imihla apha ifanelekile ukuzibophelela kwinkumbulo. UMzantsi Afrika ujoyine ingxelo edibeneyo exhasa isakhelo ngomhla we-10 kaNovemba ka-2023, kwaye uMkomishinala we-SARS usayine isivumelwano sezizwe ngezizwe malunga notshintshiselwano oluzenzekelayo e-Asunción, eParaguay ngomhla we-26 kaNovemba 2024. Uluhlu lwabasayiniweyo luqhubela kwiindawo ezingaphezu kwamashumi amane, kubandakanywa neentandokazi eziqhelekileyo ze-offshore ze-offshore ezizithandayo ze-offshore ezisele zithetha ngokuzolileyo eMzantsi Afrika, ngoko ke ukutshintshiselana kwamanye amazwe akusayi kuthetha. Olo tshintshiselwano ngedatha kufuneka luqale malunga nowama-2027, nje ukuba isakhelo sitshintshelwe kumthetho wasekhaya, okuthetha ukuba ijelo langaphandle liyacotha kunelo lasekhaya kodwa aliqinisekanga kangako. Inzuzo oyenzayo kwiqonga laphesheya kulo nyaka werhafu inokuvela kwi-SARS yomdlalo wokuthelekisa unyaka okanye emibini kamva, kudala emva kokuba ululibele urhwebo. I-lag ayikho indawo yokuzimela. Kukulibazisa, kwaye ukulibaziseka kuyaphela.
Ukuzigcina, kwaye iirekhodi akukho mntu uzigcinayo ngaphandle kwakho
Ngoku inxalenye ehleli ngokunyanisekileyo ngaphandle kwenkqubo ezenzekelayo. I-Bitcoin ubambe izitshixo zakho, ushenxise naluphi na utshintsho kwi-wallet oyilawulayo, ayixelwa nakubani na nakubani na. Akukho mboneleli oqulunqa umgca wonyaka kuyo, akukho myalelo uncamathisela igama lakho kwitransekshini ye-on-Isixokelelwano samakhonkco phakathi kweedilesi ezimbini ezizezakho. Kuloo ndawo emxinwa isithembiso esidala se-cypherpunk sisabambe.
Loo nkululeko iza nomsebenzi abaninzi abangawujongeli phantsi.
I-SARS ibona ukugcinwa kwakho kwe-Bitcoin okomzuzwana xa uyithengisa kwakhona ngomzila welayisensi, okanye xa uphicotho-zincwadi lucela ukuba uphendule ngediphozithi, okanye xa umhlaba uvaliwe kwaye umabi kufuneka axabise oko ukushiye ngasemva. Ngalo lonke elo xesha kufuneka ubonise isiseko seendleko zakho, irandi obuyihlawule ekuqaleni, okanye usengozini yokurhafiswa kwingeniso epheleleyo ngokungathi iBitcoin yakho ayikuhlawulisi kwanto. Akukho tshintshiselwano lugcina loo mbali yeemali eziye zashiya iqonga kwiminyaka eyadlulayo. Nguwe kuphela umgcini-vimba onawo. Khuphela iirekhodi zakho zentengiselwano kubo bonke ababoneleli owakhe wazisebenzisa, zigcine zixhaswe kwindawo engaphezulu kwenye, kwaye uqaphele ixabiso lokufunyanwa kwayo nantoni na ozigcinele yona, kuba imini oyidinga ngayo loo nombolo ayisoze ibe yimini oziva ufuna ukuyakha kwakhona. Olu luqeqesho olufanayo olukhwelisa abantu xa behamba nge-stablecoins, impazamo endiyikhethayo impazamo yerhafu ye-stablecoin abemi baseMzantsi Afrika baqhubeka beyenza.
Isikhundla ndisincoma ngokwenene
Umgaqo ophantsi kwayo yonke le nto ulula. Ukubonakala kwe-SARS kuyanda ngokuhamba kwexesha nakuyo yonke imimandla: ngokukhawuleza ukusuka kumsebenzi onelayisenisi yasekhaya, ngokuthe ngcembe ukusuka kumaqonga angaphandle ngotshintshiselwano oluzenzekelayo, kwaye ukusuka kukuzimela kwakho kuphela into oyixelayo okanye into enyanzeliswa ngumsitho ekuhleni. Nje ukuba ubambe loo mephu entlokweni yakho, iqhinga lizibhala ngokwalo.
Bamba inxalenye enentsingiselo yeBitcoin yakho kumnikezeli wasekhaya onelayisensi, egameni lakho, ngoko kukho irekhodi ecocekileyo necacileyo enokuthi i-SARS ibonwe kwaye unokukhomba. Bamba ukuphumla njengoko ukhetha, kukuzimela ngokwakho ukuba oko kukulungele, kunye neerekhodi zakho ezigcinwe ngokufanelekileyo. Ukubamba ilayisensi kwenza umsebenzi othuleyo ngaphaya kobukhulu bawo: kukuseka njengomhlawuli werhafu othobelayo, okwirekhodi, nto leyo eyenza ukuba indawo yakho eseleyo ikhuseleke kunokuba ikrokrele ukuba kukho umbuzo. Umhlawuli werhafu ononyawo olubonakalayo, olunyanisekileyo kunye neengxelo ezicwangcisiweyo akananto yokoyika kumgca obanzi wokujonga. Lowo ucingela ukungabonakali kwaye akagcinanga zirekhodi ngulowo uphela echaza umphicothi-zincwadi engenanto ephepheni. Ndingathanda ukuba ube ngumntu wokuqala, kwaye ukukufumana apho uninzi lwento emalunga nencoko yolwakhiwo kunye nam. Ukuba ufuna ukubona apho sonke isakhelo sibhekisa khona, ndiyasibeka CARF kunye neBitcoin eMzantsi Afrika.
Ukubonakala akulotshaba. Ukuphazamiseka.
Ukuba awuqinisekanga ukuba unyawo lwakho lujongeka njani kwi-SARS, okanye uneendawo ozigcinayo ezisasazeke kuwo onke amaqonga angenarekhodi licocekileyo, lelo liqhina kanye endilikhululayo kubathengi. Bhukisha umnxeba wokuthotyelwa kweBitcoin kwaye siya kwenza imephu ebonakalayo, engeyiyo, kunye nento oyifunayo kwifayile ngaphambi kokuba ufake imbuyekezo elandelayo.
Imibuzo ebuzwa qho
Ngaba i-SARS iyayibona i-Bitcoin yam ngexesha langempela?
Hayi. SARS ifumana ingxelo yonyaka eyakhiweyo yentengiselwano yakho kubaboneleli bendawo abanelayisensi, hayi umbono ophilayo wokubamba kwakho. Ibhalansi yakho yangoku iyaziwa kuphela yi-SARS ukuba uyibhengeze, okanye ukuba isiganeko esifana nokuchithwa, uphicotho-zincwadi okanye umhlaba unyanzelisa ukuba ubonakale.
Ngaba kukho nantoni na exelwe kwi-SARS xa ndivula i-akhawunti?
Hayi. FICA onboarding ibamba isazisi sakho kunye nomthombo wemali, kodwa umboneleli ubambe loo datha kunokuba ayithumele. Ukunika ingxelo kwenzeka kumjikelo wonyaka ngokusebenzisa inkqubo yengxelo ye-crypto-asethi, kunye nesibophelelo esahlukileyo sokukrokra-Intlawulo kwiZiko loBukrelekrele bezeMali ukuba ukonga okuqhelekileyo akuze kubangele.
Ngaba i-SARS ingabona i-Bitcoin ndiyibambe kutshintshiselwano lwangaphandle?
Ekuhambeni kwexesha, ewe. Amaqonga angaphandle anelayisensi awela phantsi kotshintshiselwano oluzenzekelayo lolwazi phakathi kweziphathamandla zerhafu, uMzantsi Afrika utyikitye kuzo ngoNovemba ka-2024, kunye notshintshiselwano ngenxa yokuqalisa malunga no-2027. Ijelo licotha kunengxelo yendawo kodwa akukho ngaphantsi, ngoko ke inzuzo yangaphandle inokuvela kwi-SARS yokulinganisa umsebenzi kunyaka okanye emibini emva korhwebo.
Kuthekani ngeBitcoin endizibambele yona?
Ukuzigcina i-Bitcoin ayixelwa ngokuzenzekelayo nakubani na. Nguwe kuphela ogcina ezo rekhodi, ke khuphela imbali yakho yentengiselwano, yixhase kwaye uqaphele ixabiso lakho lokuzifumana. I-SARS iyibona kuphela ngokuchaza kwakho, okanye xa intengiso, uphicotho-zincwadi okanye umhlaba uzisa umbono.
Ndingayigcina njani ingxelo ecocekileyo yokuthotyelwa?
Bamba isahlulo kumboneleli wasekhaya onelayisenisi ukuze kubekho irekhodi ecacileyo, edityanisiweyo ye-SARS egameni lakho, khuphela kwaye ulondoloze imbali yakho yentengiselwano rhoqo, kwaye ubhengeze izinto ozilahla ngokuchanekileyo. Ndimisela oku kubaxumi ukuze irekhodi elibhaliweyo lilungile ngaphambi kokuba lifuneka. Book a call ukuhamba kwindawo yakho.
Fumana ukuthotyelwa kwakho kweBitcoin ngokufanelekileyo.
I-SimplB inceda abantu baseMzantsi Afrika bathenge, bakhusele kwaye bamise i-Bitcoin ngokuthobelayo, njengoMmeli woBugqwetha we-CAEP Asset Managers (FSP 33933).
Bhukha umnxeba wokufunyanwa