I-Bitcoin Ukuphathwa Kwezimali eNingizimu Afrika: Kungani Inqubomgomo Yakho Ima Kukhiye Oyimfihlo
Inqubomgomo yomgcinimafa we-Bitcoin irekhoda ukuthi inkampani ihlose ukwenzani ngesikhundla sayo: izobamba malini, izophinde ilinganisele nini, ubani ongagunyaza ukuchithwa nokuthi ngaliphi inani. Lokho inkampani ekwazi ukukwenza empeleni kuxazululwe kwenye indawo ngokuphelele, ngohlelo lokugcinwa. Kuya phansi ukuthi bangaki abantu okufanele bavumelane ngaphambi kokuthi noma iyiphi i-Bitcoin ihambe. Lapho umsebenzi oyedwa enesethi eyodwa yemininingwane, wonke umkhawulo kuleyo nqubomgomo ungowokuzithandela. Ibophezela inkampani inqobo nje uma lowo muntu ekhetha ukuboshwa yiyo, okusho ukuthi ibamba zonke izinsuku ezejwayelekile bese ihluleka ngosuku olulodwa ebhalwe ngalo.
Iningi lamabhodi aseNingizimu Afrika alikaze liwuhlole umehluko, ngoba ipholisi kanye nesikhwama semali kugunyazwa abantu abahlukene emihlanganweni eyahlukene futhi akekho umnikazi wokujoyina.
Abaqondisi bakho baphatha lokhu mathupha
Isigaba sama-76 soMthetho Wezinkampani ongu-71 wezi-2008 sidinga umqondisi ukuthi enze ngokwezinga lokunakekela, ikhono kanye nokukhuthala okulindeleke ngokunengqondo kumuntu owenza lowo msebenzi. Isigaba 77 senza umqondisi abhekane nokulahlekelwa yinkampani ngokwephula lowo msebenzi.
Umthetho wokwahlulela ibhizinisi esigabeni 76(4) unikeza itheku eliphephile, nakuba lilincane. Ivikela umqondisi owathatha izinyathelo ezinengqondo zokwaziswa, owayengenazo izithakazelo zezezimali ezingqubuzanayo futhi owayenesisekelo esinengqondo sokukholelwa ukuthi isinqumo sisebenzela inkampani. Ibhodi eligunyaze inqubomgomo yomgcinimafa we-Bitcoin ngaphandle kokubuza ukuthi ngabe inqubomgomo ingaphoqelelwa alizange lithathe izinyathelo eziphusile ukuze laziswe ngento eliyigunyazile.
I-King IV Principle 11 ibeka isibopho esifanayo olimini lokuphatha, okwenza umgwamanda olawulayo uziphendulele ngokulawulwa kobungozi ngisho nalapho udlulisa ukwakheka nokuqaliswa kubaphathi. Ukudluliselwa komsebenzi akukuthumeli ukuziphendulela.
I-accounting ibika ukulahlekelwa kwakho hhayi izinzuzo zakho
Ukubalwa kwezimali bese kwenza isikhundla sibe nzima kunokuba sibe lula, ngendlela eqondile ezinkampanini ezibika ngaphansi kwe-IFRS. Kulandela isinqumo se-ajenda yeKomiti Lokuhumusha le-IFRS yangoJuni 2019, i-Bitcoin ephethwe inkampani engeyena umdayisi iyimpahla engaphatheki ngaphansi kwe-IAS 38. Iphethe ukuphila okusebenzisekayo okungenamkhawulo, okusho ukuthi akukho nkokhelo kanye nokuhlolwa kokonakala esikhundleni salokho.
Ngaphansi kwemodeli yezindleko ihlala ngezindleko zokonakala okuncane, ngakho-ke izinzuzo aziveli. Ngaphansi kwemodeli yokuhlaziya, i-Bitcoin eyifanelekelayo ngoba imakethe esebenzayo ikhona, ukwenyuka kuya kwenye imali engenayo ebanzi kunenzuzo. Ukuncipha kuthinta inzuzo nokulahlekelwa, ngaphandle kwalapho kubuyisela emuva izinzuzo zangaphambili.
Funda lokho futhi njengomqondisi. Izinzuzo zakho ze-Bitcoin azifinyeleli kumaholo abikiwe. Ukulahlekelwa kwakho kweBitcoin kwenza. Izinkampani zaseMelika zithuthelwe enanini elifanelekile ngemali engenayo eyinsalela yi-FASB ASU 2023-08, yingakho okuningi kokuphawula komgcinimafa okufundayo kuthatha ukulinganisa. Izinkampani zaseNingizimu Afrika zibika ngaphansi kwe-IFRS futhi aziyitholanga into enjalo. Umphumela ongokoqobo ukuthi isitatimende sakho semali engenayo sizokumela kabi isikhundla sakho se-Bitcoin ohlangothini olulodwa inqobo nje uma usibambe. Ingcindezi yokwenza okuthile ngamawala izofika ngezinombolo ezibikiwe hhayi ngezomnotho. Yilapho kanye ibhodi lidinga ukuthi inqubomgomo yalo yokuphuma isebenze kunokuthi ibhalwe nje.
Ubani ongahambisa izinhlamvu zemali?
Ngakho cabanga ukuthi ibhodi lakho lenze umsebenzi ngendlela efanele. Kukhona i-cap ku-Bitcoin njengephesenti lempahla ephelele. Kunezibangeli zokulinganisa kabusha ezinezinombolo zangempela ezinamathiselwe kuzo. Kunenqubo echaziwe yokukhuphula imali ekhokhwayo uma kuqhathaniswa nesikhundla, ishejuli yokuthi ubani ongagunyaza ukuchithwa kwenani kanye nento emile ohlelweni lwekomidi lokucwaninga amabhuku. Wonke amakhasi avunyelwe futhi anemizuzu. Abaqondisi bakho bakhiphe isigaba 76 ephepheni.
Manje phendula umbuzo owodwa. Ubani ongahambisa izinhlamvu zemali?
Uma impendulo eqotho i-CFO, isebenza yodwa, kusukela ekungeneni kokushintshanisa, khona-ke konke okungenhla kuyisitatimende senhloso inkampani ayinayo indlela yokuphoqelela. Okunye kwalesi siqeshana kumayelana nokuvala lelo gebe: lokho ukuvala elikufezayo, lokho elihlulekayo ukukufeza nokuthi sisho ukuthini isimo sokulawula saseNingizimu Afrika ebhodini elithatha isinqumo sokuthi impahla izobanjwa kanjani.
| Iphuzu elingukhiye | Kusho ukuthini lokhu |
|---|---|
| Inqubomgomo isho inhloso. Ukugcinwa kunquma amandla. | Inqubomgomo yokulinganisa noma yokuphuma ibophezela inkampani kuphela uma isakhiwo sokusayina senza ukuthi kungenzeki ngomuntu oyedwa ukwephula. |
| Abaqondisi bavezwa mathupha | Isigaba 77 soMthetho Wezinkampani sivumela isibopho somuntu siqu sokulahlekelwa okubangelwa ukwephulwa kwesigaba sama-76 somsebenzi wokunakekela, ikhono kanye nokukhuthala. |
| I-IFRS ibika ukulahlekelwa kwakho, hhayi izinzuzo zakho | Ngaphansi kwe-IAS 38, ukukhuphuka kokubuyekeza kuya kwenye imali engenayo ephelele kuyilapho kuncipha inzuzo nokulahlekelwa. Imithetho yenani elifanelekile lase-US ngaphansi kwe-ASU 2023-08 ayisebenzi kuwe. |
| Ukufinyelela kwesiginesha eyodwa wukuchayeka | Umnikazi wokhiye oyedwa angathengisa, athembise isikhundla njengesibambiso noma athenge kudlule ikepisi ntambama, bese ebika ngemva kwalokho. |
| Abacwaningi mabhuku bafuna ukuba khona nokulawula | Idokhumenti yenqubomgomo ayinabo ubufakazi. Isakhiwo sokusayina esibhaliwe esinobufakazi bokuqinisekisa kokubili. |
| Ilayisensi ye-CASP ikutshela okuncane iyodwa | I-Financial Sector Conduct Authority (FSCA) yayisigunyaze cishe amalayisensi e-CASP angu-300 ngo-2026. Ilayisensi ithi umhlinzeki ulawulwa. Ayisho ukuthi i-Bitcoin yakho ibanjwe kanjani. |
| Ukulawulwa kokushintshana akuzinzile | INkantolo Ephakeme ithole ukuthi i-crypto iwela ngaphandle kwe-1961 Exchange Control Regulations. I-SARB isifake isikhalazo. Ungahleli ngokucabangela ukuthi lokhu sekuphelile. |
Inqubomgomo iyachaza. Ukuboshwa kuyanquma.
Icala lokubusa lengcebo yeBitcoin lenziwe ngendlela efanele kwenye indawo. UBryant Nielson eSatoshi Institute ukubeke kahle muva nje: ukugwetshwa okwenza umgcinimafa weBitcoin asebenze kuwukukholelwa okufanayo okubhidliza izinkampani eziwubambe ngaphandle kokuzithiba. Impendulo yakhe ukufaka izilawuli eceleni kwenkolelo. Lokho kulungile lapho kuhamba khona.
Ima igxathu elilodwa. Ukulawula okungekho muntu ongakusebenzisa kuyintandokazi. Yonke ingxoxo yokuphatha kulesi sikhala iqhutshwa njengokungathi ukubhala inqubomgomo kuyingxenye enzima, lapho ingxenye enzima yakha uhlelo lapho ukwephulwa kwenqubomgomo kungatholakali kunoma yimuphi umuntu. Idokhumenti ivame ukuthola izinyanga zokunakwa. Isikhwama semali sivame ukuthola ntambama. Leyo yindlela engalungile.
Cabanga ngalokho abaqondisi bakho empeleni abathembele kukho lapho okuwukuphela kwento emi phakathi kwenkampani neBitcoin yayo isethi eyodwa yokuqinisekisa. Bathembele ekuqhubekeni kokwahlulela okuhle, ukusimama ngokomzwelo nasekukhululekeni komuntu oyedwa kwesisebenzi esisodwa, ngaphansi kwezimo eziklanyelwe ngokukhethekile ukuhlola bobathathu. Noma ngabe liyini lelo lungiselelo, lisebenza njengenkomba yomlingiswa esikhundleni sohlaka lokuphatha.
Lokho umnikazi wokhiye oyedwa angakwenza ngaphambi kwesidlo sasemini
Indlela ewusizo yokukhulisa ukuchayeka kwakho ukuyeka ukubuza ukuthi inqubomgomo ithini bese uqala ukubeka ohlwini lokho umuntu oyedwa onokufinyelela angakwenza ngaphandle kokumiswa noma ubani.
Bangayithengisa namhlanje ekuseni. Noma ungalokothi uyithengise. Kokubili ukulawulwa okufanayo kuyehluleka, ngezindlela eziphambene. Umgcinimafa ovala phansi ngoba imaki selingabekezeleleki uchithe i-thesis. Umgcinimafa ongeke ahlukane ne-satoshi ngaphansi kwanoma yisiphi isimo usisuse buthule isikhundla ezinkethweni zenkampani yokukhokha imali. Ibhodi lakho alikugunyazi lutho kulezo zimo. Imane nje ayinayo indlela yokubamba noma ubani kulowo eyamgunyaza.
Bangakuthembisa njengesibambiso. Qaphela ukuthi ubani osayina indawo yokuboleka ezinkampanini eziningi. Yilowo muntu obambe ukufinyelela kumgcinimafa, okubeka isinqumo sokumboza impahla kanye nekhono lokuyimboza ngezandla ezimbili. Akekho ozimele okufanele ahlole labo ababili ngokumelene nomunye. Ibhodi lithola ukuthi i-Bitcoin iyabanjiswa lapho indawo itholakala ezinombolweni, ngaleso sikhathi ukudonswa kwemali sekuphenduke ucingo lwemali yempahla inkampani engasakhululekile ukuyithengisa.
Bangephula i-cap eyodwa ngesikhathi. Ukwabiwa ngokweqile cishe akufiki njengesinqumo. Iyanqwabelana. Akekho obiza umhlangano ukuze kususwe isikhundla sisuke ku-15% wezimpahla siye ku-45%. Ifika lapho ngochungechunge lokuthenga okungavikelekile ngakunye, ngakunye okwenziwe ngumuntu okholwa, ngobuqotho, ukuthi benza ngokwentshisekelo yenkampani. Ikhephu ebuyekezwa njalo ngekota ngebhalansi umuntu oyedwa ayilawula nsuku zonke iyikhephu egameni kuphela.
Bangenza noma yini ngaphambi kokuba noma ubani azi. Lena ingxenye okufanele ibambe ukunaka kwabaqondisi. Konke kwalokhu okungenhla kusetshenziswa ntambama futhi kuzobikwa ngemva kwalokho. Ukubusa kwakho kusebenza ngomjikelezo wekota. Ukuchayeka kwakho kugijima imizuzu eyishumi.
Ungqimba lwaseNingizimu Afrika
Ukuhlaziya okuningi komgcinimafa ngale ndaba kubhalelwe inkampani enebhange laseMelika, abacwaningi mabhuku base-US futhi akukho simiso sokulawula ukushintshanisa esingacabanga ngakho. Abaqondisi bakho bakwelinye igumbi.
Qala ngokulawula ukushintshanisa, lapho isikhundla singaxazululiwe ngempela. Ku-Standard Bank of South Africa v South African Reserve Bank and Others (047643/2023) [2025] ZAGPHHC 481, iNkantolo eNkulu yasePitoli yabamba ukuthi i-Imali yekhripto ayiyona "capital" noma "imali" ngezinjongo zemithethonqubo 3(1) (c) kanye ne-10(1)(c) ye-Exchange Control Regulations, ngesisekelo sethenda esisemthethweni. Ngakho-ke i-SARB yenze okungaphezu kwamandla ayo ekulahlekiseni imali elinganiselwa ezigidini ezingama-R26 exhumene nezinsolo zokwephulwa kwe-crypto. Imithethonqubo yaqala ngo-1961 futhi ayizange ibhalwe ngokusobala ngempahla yedijithali engenamngcele.
I-SARB isidlulise icala futhi iNkantolo eNkulu yokuDluliswa kwamaCala yathathwa ngalolu daba. Funda ukwahlulela ngokucophelela ngaphambi kokusiphatha njengezindaba ezinhle. Ithi imithethonqubo yamanje ayifinyeleli ku-crypto, okuyisitatimende mayelana nokuhlelwa kwensimbi ye-1961 kunesinqumo senqubomgomo sokushiya i-Bitcoin ngaphandle kokulawula ukushintshaniswa.
UMnyango Wezezimali Kazwelonke kanye ne-SARB bobabili baveze ukuthi lolu hlaka luyasetshenzwa, okuyindlela engilandele ngayo. I-Bitcoin kanye nokulawulwa kokushintshaniswa ngemuva kwesabelomali sika-2026. Ibhodi elakha isimo sokuwela umngcele namuhla esinqumweni sokuqala esingaphansi kwesikhalazo, endaweni umlawuli athe uhlose ukuyivala, lithatha umbono wokulawula kunokuthembela emthethweni olungisiwe. Abaqondisi bakho kufanele bazi ukuthi yikuphi kulabo abakwenzayo.
Isikhundla se-FSCA sixazululwe kakhulu futhi asisebenziseki kakhulu kunalokho esibonakala kuqala. Isaziso Esijwayelekile 1350 sangomhla ziyi-19 kuMfumfu wezi-2022 simemezele ukuthi izimpahla ze-crypto ziyimikhiqizo yezezimali ngaphansi koMthetho Wokwelulekwa Kwezezimali kanye Nomsebenzi Wokuxhumanisa (FAIS) Act. Ilayisensi ye-CASP ifake isicelo kusukela ngomhla ka-1 Juni 2023. Ngo-2026 i-FSCA yayisithole izicelo ezingaphezu kuka-500 futhi yagunyaza cishe ezingu-300. Ilayisense ye-CASP manje isiyisisekelo kunokuba isignali. Itshela ibhodi lakho ukuthi umhlinzeki ulawulwa ukuziphatha. Ayitsheli ibhodi lakho lutho mayelana nokuthi i-Bitcoin yakho igcinwe esakhiweni inqubomgomo yakho engathembela kuso, okuwumbuzo omayelana nokusayina amalungiselelo kunokuba mayelana nokunikezwa kwelayisensi.
Bese kuba nokucwaningwa kwamabhuku. Ekupheleni konyaka abacwaningi mabhuku bakho bazofuna ubufakazi bokuba khona kanye nobufakazi bokulawula impahla. Leyo imibuzo emibili ehlukene futhi idokhumenti yenqubomgomo ayiphenduli lutho. Isitatimende sokushintshisana siphendula eyokuqala ngobuthaka kanti eyesibili ayiphenduli nhlobo, ngoba esikufakazelayo isimangalo esibhekiswe kumuntu wesithathu esikhundleni sokulawula impahla ngokwayo. Yilapho uhlaka lokugcinwa kwempahla luyeka khona ukuba yintandokazi yezokuphepha bese luqala ukuba yindawo yokucwaninga.
Ayikho ingxabano ephikisana nokubamba i-Bitcoin. I-Africa Bitcoin Corporation, eyake yabizwa nge-Altvest, isivele ikhombisile ukuthi inkampani esohlwini lweJohannesburg Stock Exchange (JSE) ingasebenzisa i-Bitcoin njengesu elishiwo lomgcinimafa, iphakamise ngokumelene nayo futhi ithathe imakethe nayo, futhi ngadlula kulolo hlu ku. Inkampani yokuqala yase-Afrika esohlwini lwe-JSE ye-Bitcoin. Umbuzo othakazelisayo usuqhubekele phambili. Manje ukuthi izinkampani zaseNingizimu Afrika ezilandela leyo ndlela ziyakha yini izilawuli ngesikhathi esifanayo nesikhundla noma zihlose ukufika kuzo uma isikhundla sesisikhulu ngokwanele ukuthi singalimaza.
Yeka ukuthi ukwakheka kwe-2-of-3 empeleni kuyashintsha
Kuhlelo lwamasiginesha angu-2-of-3, okhiye abathathu bakhona futhi noma yibaphi ababili babo bangagunyaza ukunyakaza. Inkampani ibamba ezimbili. Umuntu wesithathu olawulwayo ubamba oyedwa. Sengizibekile izinsimbi zaleso sakhiwo ukugcinwa kweBitcoin kwamasignesha amaningi.
Umphumela uba yisakhiwo hhayi ngobuchwepheshe. Akekho umuntu enkampanini ongagudluza isikhundla eyedwa, ngakho-ke ishejuli yokuchithwa kwebhodi lakho eligunyazwe manje isisetshenziswa ngohlelo kunokuba wonke umuntu aqhubeke ezimisele ukuyihlonipha. Inkampani igcina ukulawula kwempahla yayo, ngoba iphethe okhiye ababili kwabathathu futhi ingalulama futhi ihambise isikhundla ngaphandle kokubambisana komuntu wesithathu.
Umniningwane owodwa unquma ukuthi noma yikuphi kwalokhu kuyiqiniso. Okhiye ababili benkampani kufanele bahlale nabantu abahlukene ngokweqiniso. Uma i-CFO ikuphethe kokubili, uthenge ikhophi yasenqolobaneni ebizayo esikhundleni sokulawula, ngoba i-CFO isengakwazi ukwenza yodwa. Beka eyodwa ne-CFO bese enye inomqondisi ozimele noma usihlalo webhodi. Umkhawulo wokusayina ube usuba indawo lapho igunya lebhodi lakho lihlala khona ngokoqobo.
Cacisa ukuthi lokhu kwenziwani nokungakuxazululi, ngoba isakhiwo esidayiswe ngokweqile siyisakhiwo ibhodi lakho elizoyeka ukulithemba. Iqeda ngokuphelele ukuchithwa kwe-unilateral. Akekho othengisa lesi sikhundla ngo-3 ekuseni ngokubona kwakhe, noma ngabe kukuphi ukwethuka.
Kwenza okuncane kunalokho kwamanye amathathu. I-vault ilawula ukuphuma kwemali esikhundleni sokungenayo, ngakho-ke ngeke ivimbe umgcinimafa ukuthi athenge adlule nge-fiat yenkampani. Isibambiso siyisenzo senkontileka, ngakho-ke indawo ingasayinwa ngokumelene nesimo ukuthi izinhlamvu zemali zingasuswa noma cha ukuze zanelise. Futhi umgcinimafa onqume ukuthi angalokothi athengise angamane enqabe ukusayina kanyekanye, okuyinkinga yabasebenzi esikhundleni se-cryptographic. Iyiphi i-multi-signature ekuthengayo kulabo abathathu isikhathi nokubonakala: akukho lutho oluxazululwa ngaphandle kokubona umuntu wesibili, okuvame ukwanele ukuba ibhodi lingenele ngenkathi ukungenelela kusewusizo.
Isakhiwo esifanayo siphendula umcwaningi mabhuku wakho. Ukuhlelwa kwamasignesha amaningi nomuntu osayine kanye naye olawulwayo kukhiqiza okuthile okungahloleka: ubufakazi obungaqinisekiswa be-on-Iketanga besikhundla eduze nerekhodi elibhaliwe lokuthi ubani okufanele asebenze ndawonye ukuze alisuse. Ukuba khona nokulawula, kufakazelwa kunokuba kugonyelwe. Umhlomulo wokubusa kanye nenzuzo yocwaningomabhuku kuba yinto eyodwa ebonakala ezihlalweni ezimbili.
Ukhiye wesithathu, kimi, uphethwe yi-SimplB. Cela noma yimuphi umhlinzeki ukuthi abambe umbuzo owodwa ofanayo emithathu. Bayiphethe ngaphansi kwayiphi ilayisensi? Kwenzekani ngokufinyelela kwakho uma behluleka? Ungakwazi yini ukuthola isikhundla namuhla ngaphandle kwabo?
Umbuzo womsunguli
Wonke amabhodi athathe lesi sinqumo ayawazi amandla. Abaqondisi abebezophenya nge-capex line ka-R5 million ngaphandle kokucwayiza bazongena esikhundleni sikamgcinimafa esingaba yisishiyagalolunye, ngoba umuntu owabeka lapho sekuphele iminyaka eyisithupha eqinisile futhi wonke umuntu okhona uyayazi.
Umuthi ojwayelekile ungowamasiko. Thola umqondisi ozimele olungele ukuhlehla. Yakha i-boardroom lapho inselele yamukelekile.
Leso seluleko sicela abantu ukuthi babe nesibindi ngohlelo, olungeyona into yokulawula. Impendulo yesakhiwo ithule futhi ithembeke kakhulu: yakha uhlelo ukuze isenzo sohlangothi olulodwa somsunguli singatholakali ngokobuchwepheshe kwasekuqaleni. Akekho okufanele abe nesibindi. Akekho okufanele abe nengxoxo enzima ngesikhathi esibi kakhulu. Umsunguli ugcina ukuqiniseka okwenza inkampani lapha. Inkampani ilahlekelwa iphuzu elilodwa lokwehluleka elixhumene nayo.
Ukuqiniseka akukaze kube yinkinga
Inkolelo iyimpahla. Isethi eyodwa yemininingwane yisikweletu. Laba bobabili bahlangana njalo ngoba umuntu oyedwa uvame ukubamba bobabili. Amabhodi agcina ephikisana ngenkolelo lapho into edinga ukunakwa kuyizicucu.
Akukho kulokhu kuphikisana okudinga ukuthi ibhodi lakho likholelwe kancane. Kudinga ukuthi inkampani yakhiwe ukuze ukukholwa nokwenza kube yimicimbi ehlukene, ngayinye inegunya layo. Konke abaqondisi bakho bakhathazeke ngakho lapho bekhathazeka nge-Bitcoin ingaphansi komuntu oyedwa okwazi ukwenza kokubili ngesikhathi esisodwa.
Ngakho uma ubuyekeza isikhundla ngokulandelayo, qala lapha. Ubani ongayihambisa namuhla, eyedwa, ngaphambi kokuba omunye umuntu athole? Konke okunye kupholisi yakho kulandela kuleyo mpendulo.
Imibuzo ejwayelekile ukubuzwa
Ingakanani i-Bitcoin okufanele ibambe inkampani ku-balance sheet yayo?
Asikho isibalo sendawo yonke, futhi noma yimuphi umeluleki okunikeza ngaphandle kokubona izivumelwano zakho uyaqagela. Umbuzo owusizo kakhulu umbuzo wokubulawa: uma isikhundla bekufanele sehliswe ukuze kuvikelwe inkampani, ubani obengavuma, bekuzothatha isikhathi esingakanani futhi noma yimuphi umuntu oyedwa angakuvimba. Isikhundla ibhodi lakho elingeke lithathele kuso sikhulu ngokweqile nganoma yimaphi amaphesenti.
Ingabe inqubomgomo ebhaliwe yomgcinimafa yanele ukwanelisa abacwaningi mabhuku bethu?
Cha. Inqubomgomo ifakazela inhloso. Abacwaningi mabhuku bafuna ubufakazi bokuba khona kanye nobufakazi bokulawulwa kwempahla ngosuku lokubika, idokhumenti elingakwazi ukukunikeza. Ukuhlelwa kwesitokisi esinemikhawulo echaziwe yokusayina kanye nosayininye ozimele kunikeza umcwaningi mabhuku wakho okuthile okufanele akuhlole.
Kungani ungamane ubambe i-Bitcoin ekuhwebeni okulawulwayo?
Izindawo ezibucayi zihlinzeka ngezinjini zenqubomgomo kanye namakhoramu okusayina, ngakho-ke ukuphikisa akukhona ukuthi ukuhwebelana akukwazi ukuphoqelela imithetho yakho. Ukuthi i-Bitcoin yakho ihlezi lapho njengesimangalo ngokumelene nomuntu wesithathu esikhundleni sempahla oyilawulayo, umehluko engiwubeke kuwo. ukuzibophezela ngokumelene nelungelo lokushintshisana. Uma leyo ndawo ihluleka, isikhundla sakho siba umugqa wokungakhokhi kahle kothile kodwa izimvume zakho zilungiselelwe kahle.
Ingabe i-vault enamasignesha amaningi isho ukuthi silahlekelwa ukulawula i-Bitcoin yethu?
Cha. Le nkampani iphethe okhiye ababili kwabathathu, ngakho-ke ingalulama futhi ihambise indawo yayo ngaphandle komuntu wesithathu. Okuhambayo yikhono lanoma yimuphi umuntu oyedwa, umsunguli noma i-CFO nanoma ubani omunye, ukwenza ngaphandle kokugunyazwa kwesibili. I-caveat inesisindo esiningi kunesiqiniseko: lokhu kusebenza kuphela uma okhiye ababili benkampani behlezi nabantu abahlukene. Uma umuntu oyedwa elawula kokubili, kuyisipele esikhundleni sokulawula.
Ithini indawo yokulawula ukuhwebelana kwenkampani yaseNingizimu Afrika ephethe i-Bitcoin?
Akuzinzile. I-SARB kanye ne-SARS zilungisa kabusha ukwelashwa futhi icala lakamuva lithathiwe ngesicelo sokudluliswa kwecala, ngakho-ke akukho okusatshalaliswayo okwamanje okufanele kuthathwe njengokugcina. Noma iyiphi inhlangano eyakha isikhundla kufanele ithathe iseluleko samanje, esiqondile kunokuthembela ekufundweni okuvamile. Isakhiwo kufanele futhi sakhiwe ukuze sikwazi ukubhekana noshintsho emithethweni.
Umsunguli wethu wasishayela lesi sinqumo. Ingabe lokho kuyinkinga yokuphatha?
Kuphela uma isakhiwo sincike ekuzithibeni komsunguli. Ukuchayeka kuhlezi kugunya lesiginesha eyodwa kunenkolelo yanoma ubani. Laba ababili baphathwa njengenkinga eyodwa ngoba ngokuvamile bahlala kumuntu oyedwa. Zihlukanise futhi ibhodi ligcina ukwahlulela komsunguli ngenkathi lisusa indlela usuku olubi olungabiza ngayo inkampani isikhundla sayo. Bhukha ingcingo ukwakha inkampani yokubamba.
Imithombo
Companies Act 71 ka-2008, izigaba 76 no-77, mayelana nokuziphatha kwabaqondisi, umthetho wesinqumo sebhizinisi kanye nesibopho somuntu siqu. I-IFRS Interpretations Committee, Holdings of Cryptocurrencies (June 2019), ihlukanisa i-Imali yekhripto njengempahla engaphatheki ye-IAS 38, ngokwelashwa kwe-IAS 2 lapho ithengiswa khona esifundweni esijwayelekile. I-FASB ASU 2023-08, impatho yenani elifanelekile lase-US elingafinyeleli izintatheli ze-IFRS zaseNingizimu Afrika.
I-Standard Bank of South Africa v South African Reserve Bank kanye nabanye (047643/2023) [2025] ZAGPPHC 481, ngaphansi kwesikhalazo. I-FSCA Isaziso Esijwayelekile 1350 sangomhla ziyi-19 kuMfumfu 2022, esinombuso we-CASP osebenza kusukela ngomhla ka-1 Juni 2023. I-King IV, Umgomo 11, mayelana nokubusa engozini.
// lesi sihloko senzelwe izinjongo ezijwayelekile zemfundo kuphela futhi asihlanganisi iseluleko sezezimali, sezomthetho, sentela noma sokulawulwa kokuhwebelana. ulwazi lubonisa isikhundla sokulawula kusukela ngosuku lokushicilelwa. izimo zakho ngazinye zingahluka futhi kufanele ufune izeluleko zochwepheshe abaqeqeshiwe ngaphambi kokwenza noma yiziphi izinqumo.
Ingabe ufuna ukuvikela i-Bitcoin yakho ngendlela efanele?
I-SimplB isiza izinkampani zaseNingizimu Afrika ukuthi zibambe i-Bitcoin esitokisini esingu-2-of-3 se-multisig, ngesakhiwo sokusayina ibhodi lakho elingasiphoqelela ngempela, njengoMmeleli Wezomthetho we-CAEP Asset Managers (FSP 33933).
Bhukha ucingo lokugcina