Ukuthenga i-Bitcoin Esikalini: Ideskithophu Le-OTC Lisebenza Kanjani
Ukuthenga okuncane kuhlelo lokusebenza kugcwalisa ngaphambi kokuthi ubeke ifoni yakho phansi. Enkulu izimemezela kuyo yonke imakethe futhi ikhokhela ilungelo. Ideski le-OTC livumela umthengi ozimisele ukuthi ahwebe ngosayizi omkhulu ngentengo okuvunyelwene ngayo, buthule, ngaphandle kokuphusha leyo ntengo ebhukwini le-oda lomphakathi. Leli ithuluzi engifinyelela kulo uma inombolo iba nenjongo.
Ukhiye wokuthatha
Ideski le-OTC linikeza umthengi omkhulu noma umdayisi isilinganiso esiqinile sawo wonke usayizi ngesikhathi esisodwa, esithathwe emananini okushintshanisa bukhoma, ngakho-ke akukho ukushelela futhi akukho kugcwalisa ingxenye. Phusha i-oda elifanayo ngebhuku le-oda lokudayisa futhi ingcindezi yakho yokuthenga ikhuphula intengo njengoba ugcwalisa. Ideski libukhoma kunoma imuphi usayizi futhi lihlala esitokisini osilawulayo. Ukuqinisekiswa okugcwele kanye nokuhlola umthombo wezimali kusebenza kuzo zombili izinkomba, ngoba umhlinzeki onelayisensi akanakukhetha ngalokho.
Ngakhele lokhu kumakhasimende ama-oda awo abewabiza imali buthule encwadini yomphakathi futhi abengazi ukuthi kuyenzeka.
Abantu abayisebenzisayo akubona abadayisi basemini. Bayihhovisi lomndeni wakwa-Stellenbosch elihambisa ucezu lwendali yebhizinisi ku-Bitcoin, inkampani yomgcinimafa yenkampani yokupaka entweni enzima kunerandi, umuntu onqume ukuthi lo nyaka futhi ofuna kwenziwe ngebhizinisi elilodwa elihlanzekile kunelikhulu elincane. I-logic isebenza ngendlela efanayo noma ngabe bayathenga noma bayathengisa. Gcina usayizi ebhukwini le-oda lomphakathi.
Kungani i-oda elikhulu lidinga inqubo ehlukile
Thenga i-Bitcoin ekuhwebeni okudayisa futhi i-oda lakho lijoyina ulayini osesidlangalaleni obizwa ngokuthi ibhuku loku-oda, lihlezi lapho endaweni evulekile eduze kwawo wonke umuntu. Ukuthenga u-R20,000 kugcwalisa ngentengo engcono kakhulu etholakalayo ngomzuzwana futhi akekho oqaphelayo. Ukuthengwa ngo-R20 million kuyisilwane esihlukile. Idla ngama-oda okuthengisa ahlezi eduze kwentengo yamanje, bese ifinyelela kwalandelayo phezulu, bese kuba ngaphezulu kwalawo, futhi ngesikhathi kuthengwa i-satoshi yokugcina usukhokhe isilinganiso esibonakala sibi kakhulu kunentengo esesikrinini uma uchofoza.
Leso sikhala sinegama. Ukushelela.
Akuyona imali futhi akukona ukusabalala. Yimakethe ehamba ngokumelene nawe ngesikhathi sangempela ngoba isidingo sakho sibonakala kuwo wonke umuntu obuka incwadi, futhi ngokuhleleka okukhulu ngokwanele ukunyakaza akuyona into encane. Ngike ngabuka i-oda lezibalo eziyisikhombisa lihlafuna incwadi encane ngeSonto elithulile futhi liphakamisa inani lentengo yendawo ngamaphesenti ambalwa lilodwa. Umthengi wezwa. Irandi ngalinye laleyo mali liphuma emalini abahambe nawo.
Kunezindleko zesibili okunzima ukuzibona, okuyisikhathi. Uma uzama ukuhlakanipha futhi uphakele i-oda elikhulu kancane kancane ngemiyalo yomkhawulo wesiguli ukuze ugweme ukuhambisa intengo, ungahlala lapho amahora amane noma amahlanu kamuva usagcwalisa, uvezwe kunoma yini eyenziwa yimakethe phakathi. Esikhwamani esinenani lansuku zonke lokuteleka okuyinkinga yangempela yokusebenza, futhi ngisebenzisa lokho kuqonda okukhuphukayo kwegunya eliphethwe: ngidlule usayizi omisiwe noma isikhathi esimisiwe sokugcwalisa, siyayeka ukusebenza incwadi yomphakathi bese sishintshela edeskini ukuze sivikele okulethwayo. Isimiso esifanayo sivikela umthengi wangasese ntambama embi.
Umkhawulo lapho lokhu kuqala khona ukuluma uphansi kunalokho abantu abaningi abacabanga ngakho. Ndawana thize elinganiselwa ku-R500,000 imakethe yemakethe iba yinto efanelekile ukucatshangelwa ngayo, futhi ukudlula izigidi ezimbalwa zamarandi icala lokuya emakethe ngokuvamile licacile. Akukho kulokhu okuyiphutha ekuhwebeni. Kumane kuwukuthi izincwadi zoku-oda zisebenza kanjani, yingakho zonke izikhungo emhlabeni zihweba ngosayizi phezu kwekhawunta kunokuba zisesidlangalaleni.
Enye into usayizi oyenzayo ukwenza ubonakale ngendlela ongahle ungafuni. Ukuthenga okukhulu kokufika ebhukwini lendawo elincanyana akubizi nje kuphela, kuyafundeka. Noma ubani obuka ukugeleza kwe-oda angabona umthengi omkhulu efika, futhi emakethe lokhu okuncane lolo lwazi ngokwalo lushukumisa abantu. Ideski ligcina ukuhweba kuyimfihlo kuze kube yilapho kwenziwa. Ibhulokhi isula phakathi kwakho nemali etholakala ngemuva kwedeski, futhi intengo yomphakathi igcina ifunda ngakho ngemva kweqiniso, uma kunjalo. Ehhovisi lomndeni noma inkampani engathanda ukungasakazeli isinqumo sengcebo kuyo yonke i-Bitcoin Twitter, lokho kuqonda akuyona into ewubukhazikhazi. Kuyingxenye yesizathu sokuba lapho.
Isebenza kanjani inqubo ye-OTC
Omakhenikha bafiphele ngamabomu, okuyiphuzu.
Ungitshele usayizi. Ngibuya nenani eliqinile lalo lonke inani, elinenani ledatha yokushintshisana ebukhoma enokusabalalisa okuvunyelenwe ngakho ngaphambi kokuba noma ubani enze, futhi leyo khotheshini ibambe iwindi elifushane ngenkathi unquma. Akukho ukuhamba kwebhuku, akukho ukugcwalisa uhhafu we-oda lakho bese ushiya okunye, akukho ukuthola isilinganiso ngemuva kwalokho. Inombolo engicaphuna yona yinombolo oyitholayo, okuyisizathu esiphelele sokuthi ideski libe khona.
Ukuthobela akuwona umthetho ohambisana nawo. Igijima kuqala. Ngaphambi kokuhamba kwerandi elilodwa noma i-satoshi ngidinga ukuqinisekiswa kobunikazi, ubufakazi bekheli futhi, ngalo sayizi, umthombo ofanele wengxoxo yezimali, okuyizinga elifanayo nanoma yikuphi ukuthengiselana kwezezimali okulawulwayo eNingizimu Afrika. Uma kuvela u-R8 million ovela endalini, irekhodi elibhaliwe lalokho kuthengiswa liba sefayilini ngaphambi kokuba sicaphune. Ideski elingabuzi alinabungane. Ikutshela ukuthi iyiphatha kanjani yonke incwadi yomthetho, futhi ngabhala ngokuthi kungani lokho kuqinisekisa kukuvikela njengoba kungivikela ukuthenga amanani amakhulu e-Bitcoin eNingizimu Afrika.
Khona-ke imali ihamba futhi i-Bitcoin ilethwa. Irandi livela ku-akhawunti yasebhange esegameni lakho ngokumelene nereferensi eqanjwe igama, futhi akukho okwenzekayo ize ibonakale, ngoba ubufakazi bokukhokha yibo obuqala iwashi. Uma imali isiphelile, izinhlamvu zemali ziyaphela futhi ziqonde ngqo ohlelweni lokuboshwa esivumelene ngalo kusenesikhathi kunokuhlala sishintshana. Kumakhasimende ami amaningi amakhudlwana lokho kusho ukuthi ikheli eligunyaziwe liphakela ngqo endaweni egcina amanzi amaningi, ngakho-ke kukhona umkhondo wokuhlola ohlanzekile osuka ekudluliselweni kwemali yokuqala ye-elekthronikhi (EFT) kuya ezinhlamvu zemali ezihlezi endaweni ebandayo.
Ukuthengisa kusebenza ngendlela efanayo ngemicibisholo ehlehlisiwe. Isikhundla esikhulu esilahlwe ebhukwini lokudayisa siphusha intengo phansi ngokumelene nawe njengoba igcwala, isithombe esibukweni senkinga yomthengi. Ideski likunikeza ibhidi eliqinile lesamba esigcwele ukuze wazi kahle ukuthi yini ezongena ku-akhawunti yakho ngaphambi kokuthi uvumelane nanoma yini. Uma ufuna ukuqhathanisa okugcwele kokuthi kufanele usebenzise nini ideski ngokumelene nokusebenza kwe-oda bukhoma, ngikubeke I-OTC iqhathaniswa nokubulawa bukhoma eNingizimu Afrika.
Ibukeka kanjani intengo
Kuqondile, futhi lokho kwenziwa ngamabomu.
Ideski lithatha isilinganiso esibukhoma futhi lisebenzisa ukusabalalisa okuvunyelwene ngakho, kudalulwe ngaphambili, futhi akukho okunye okustakiwe phezulu. Lokho okucashuniwe yilokho okukhokhayo. Qhathanisa lokho nenkundla yokudayisa lapho inombolo yesihloko iwukuqala kwendaba kuphela: ukushelela endleleni, izindleko zokuhoxiswa endleleni yokuphuma, ukuguqulwa kwemali uma kuhilelekile amadola, konke kucekela phansi buthule isikhundla obucabanga ukuthi usithengile. Ngaphezulu kwekhawunta, ezomnotho zihlala phambi kwakho futhi zihlala ziqinile kusukela ngesikhathi wamukela isisho.
Lapho izinhlamvu zemali ziya khona ngemva kwalokho
Uzithenga kanjani izibalo. Lapho i-Bitcoin ihlala khona ngemva kwalokho ibalwa nakakhulu, futhi kulo sayizi iphutha liyabiza.
Ibhizinisi ikakhulukazi alikwazi ukukhululeka mayelana nokugcinwa. I-Reserve Bank ithathe isikhundla sokuthi ukuhambisa izimpahla ze-crypto ziyiswe ekuzibambeleni ngokwazo kufana nokukhishwa kwenani kwangaphandle, okwenza inkampani noma i-trust ibambe isikhundla esikhulu esikhwameni sehadiwe esingalawulwa ekhabetheni kube imodeli yokusebenza eyingozi ngempela kunokuba kube isinqamuleli esihlakaniphile. Yingakho nje ngisebenzisa i-Vault njengokugcinwa ngokubambisana esikhundleni sephuzu elilodwa lokwehluleka. Kuwuhlelo lwe-multisig engu-2-of-3: ubambe okhiye ababili kumadivayisi akho, i-Trezor kanye ne-Ileja, kuyilapho ngibambe ukhiye wokutakula we-Coldcard njengomlenze wesithathu olawulwayo nge-CAEP Asset Managers (FSP 33933). Akekho umnikazi wokhiye oyedwa ongahambisa noma yini yedwa. Izipele zembewu zingena ensimbi esikhundleni sephepha futhi azikho izipele ezimbili ezake zabelana ngendawo. Isakhiwo sibhala phansi ubunikazi kanye nenani lokutholwa kwerandi, umgcinimabhuku wakho azokubonga ngaso ngesikhathi sokugcwalisa, futhi izinhlamvu zemali zike ziphume ziye ekhelini eligunyazwe kusengaphambili ukuze umkhondo wokucwaninga utholakale kusukela ekuqaleni kuze kube sekugcineni.
Uma ukhetha ukusebenzisa okhiye bakho ngokuphelele, lowo mzila nawo uvulekile, futhi Ukuzimela kwe-Bitcoin eNingizimu Afrika ihlanganisa ukucabanga ngaphambi kokuthi uzibophezele kukho.
Ideski ngelikabani ngempela
Akuwona wonke umuntu oyidingayo.
Ideski lizuza ngokugcinwa kwalo ngokutholwa okukodwa okubalulekile okubalulekile: ihhovisi lomndeni elakha isikhundla, inkampani eguqula izinqolobane zomgcinimafa, i-trust noma imoto yokutshala imali ethumela imali enkulu, umuntu onenani eliphezulu ofuna isiqiniseko senani nokulethwa zisuka nje esikhundleni sokungqubuzana kokuchofoza kwezitolo okuyikhulu. Kubantu abaningi baseNingizimu Afrika abakha ukugwetshwa iminyaka, uhlelo lwanyanga zonke oluthenga ngokuzenzakalelayo luyithuluzi elithembeke kakhulu futhi ngizokusho lokho, ngoba ideski liyi-scalpel kanye ne-iDola yokubiza isilinganiso kuwumkhuba wansuku zonke owakha izinto eziningi.
Kukhona ukungafundi kahle okuvamile okufanele ngikucacise. Abantu bacabanga ukuthi ideski lisho ubuncane. Akuyona indlela engiyiqhuba ngayo. Ukwenza kubukhoma kunoma imuphi usayizi, futhi ideski livele lisebenze uma i-oda lakho likhulu ngokwanele ukuthi ibhuku lomphakathi lingakubiza ngaphezu kwedeski. Ngaphansi kwalowo mugqa umzila ojwayelekile ulungile futhi ngizokukhomba kuwo. Ngaphezu kwalokho, ukuphuma emakethe kuwumehluko phakathi kwenani olibonile kanye nenani olikhokhile.
Enye into okufanele ihlatshwe umkhosi kunoma ubani ocabanga ngamadola aphesheya kolwandle eduze nesikhundla serandi. Ukugeleza kwe-crypto-cross-border kuhlala ngaphansi kokulawulwa kokuhwebelana kanye noMnyango Wokubhekwa Kwezezimali we-Reserve Bank's Financial Surveillance, ohambisana nezibonelelo zakho zokukhetha kanye nezimali zakwamanye amazwe, futhi uhlaka lwakhona lusalungiswa. Ukuchayeka kwedola lase-US ngami ukuveza intshisekelo yakho esikhundleni somkhiqizo ongekho eshalofini, ngakho bhalisa inzalo futhi ngizokuhambisa lapho imi khona.
Uyanquma ukuthi yimalini. Ngenza isiqiniseko sokuthi awulahleki endleleni yokungena.
Imibuzo ejwayelekile ukubuzwa
Ingabe bukhona ubuncane bosayizi bokusebenzisa ideski le-OTC?
Cha. Ukusebenzisa nami kubukhoma kunoma imuphi usayizi. Ideski livele libe umzila ophusile uma i-oda selilikhulu ngokwanele ukuthi ukuliphusha encwadini ye-oda lomphakathi kungakubiza kakhulu ngokushelela kunokulidayisa ngaphandle kwemakethe. Cishe u-R500,000 imakethe iqala ukuba nendaba futhi idlule ezigidini ezimbalwa zamarandi icala livamise ukucaca. Ngaphansi kwalokho, ukuthenga okuvamile noma uhlelo lwanyanga zonke ngokuvamile lulingana kangcono.
Ingabe ukuhweba kwe-OTC Bitcoin kulawulwa eNingizimu Afrika?
Yebo. Noma yimuphi umhlinzeki waseNingizimu Afrika oqhuba umsebenzi we-Bitcoin kufanele ahambisane ne-FICA, okusho ukuqinisekiswa okugcwele komazisi kanye nomthombo wokubuyekezwa kwezimali, futhi abahlinzeki besevisi ye-crypto asset bawela ngaphansi kokuqondisa kwe-FSCA. Ukuhweba okukhulu akukhululiwe. Ngisebenzisa yonke imisebenzi ye-OTC njengomele osemthethweni we-CAEP Asset Managers (FSP 33933), ngokuthobelana okuqediwe ngaphambi kokuthi kulungiswe noma yini.
Kuthatha isikhathi esingakanani ukukhokhwa kwe-OTC?
Uma ukuqinisekiswa kwakho sekuqediwe futhi izimali sezisuliwe, izinhlamvu zemali ngokuvamile zilethwa emahoreni ambalwa. Iwashi liqala kuphela lapho ubufakazi bokukhokha bubonisa, ngoba akukho lutho olunyakazayo ngaphambi kokuba imali yenze. Amaklayenti asevele agibela futhi aqinisekisiwe angasebenzisa usuku olufanayo.
Ngingakwazi ukuthengisa i-Bitcoin enkulu ngibambe edeskini futhi ngithenge?
Yebo, futhi isizathu siyafana. I-oda elikhulu lokuthengisa elahlwe ebhukwini lokudayisa lehlisela intengo kuwe njengoba ligcwala. Ideski likunikeza ibhidi eliqinile lalo lonke inani, ukuze wazi kahle ukuthi yini ezongena ku-akhawunti yakho yasebhange eqinisekisiwe ngaphambi kokuba uvumelane nokuhweba. Irandi libuyela emuva ngokusebenzisa ishaneli elawulwayo ebelizongena ngayo.
Hambisa usayizi wangempela ngaphandle kokuhambisa imakethe
I-SimplB isiza imindeni yaseNingizimu Afrika, izinkampani kanye nama-trust ukuthi athenge futhi avikele i-Bitcoin ngendlela efanele, njengoMmeleli Wezomthetho we-CAEP Asset Managers (FSP 33933).
Bhukha ikholi yokwenza i-OTC