Imali Yobulungisa? Ityala lobuKrestu leMali enyanisekileyo kunye neBitcoin

ISibhalo siphatha imali njengombuzo wentliziyo hayi isixhobo esingathathi hlangothi. Indlela umntu abuphatha ngayo ubutyebi ifundwa kuyo yonke iBhayibhile njengophawu oluthe ngqo noluxelayo apho ukholo lwabo luhleli khona. Inkqubo yokuba imali ihamba ngeemilo ezithembela ngeendlela ezininzi zamakholwa azizange ziyeke ukuhlolisisa kwaye inkxalabo yakudala enobunzima obunyanisekileyo ijika ibe bukhali kwiakhawunti yebhanki yaseMzantsi Afrika namhlanje njengoko kwakunjalo kwimarike yamandulo.

Imali njengomba wobufundi

UYesu wathetha ngemali ngokufuthi ngakumbi kunangezulu okanye ngesihogo. Wayengayiphathi njengesifundo sezoqoqosho. Wayeyijonga njengeyokomoya, nto leyo eyahluke ngokupheleleyo. apho bukhona ubutyebi benu, yoba lapho nentliziyo yenu. Loo mgca ayilongcebiso yocwangciso lwezemali enxibe ngolwimi oludala.

Libango lokuba ukunyaniseka komntu kuya phi ngokuzolileyo kungekho mntu ukujongileyo konke konke. Isilumkiso malunga noMamon sisenamandla. UYesu akazange abuchaze ubutyebi njengento nje enzima ukubuphatha okanye njengento nje enokuthi ibe neengozi ezithile ezinokulawuleka. Wawubiza ngokuba lusukuzwano olungqalileyo noThixo ngokwakhe, amandla akhuphisana ngokungayekeleliyo ukuze ubani anyaniseke ngokunzulu yaye adla ngokuphumelela kolo khuphiswano. Kwisithethe awayesenza kuso, uMammon akazange abe ligama elingathathi hlangothi okanye elingenabungozi. Yayichaza uhlobo lwemali eyayithe cwaka yaye yaba yincutshe ngokupheleleyo.

Olo yilo lulodwa luwuguqula ngokuthe cwaka umbuzo wonke umKristu ocingayo ekufuneka ewubuze ngeBitcoin. Inqaku alikho konke konke ukuba liya kwenza imbuyekezo entle kulo nyaka. Inqaku lelokuba imali oyigcinayo inyanisekile na, nokuba ivuza umonde okanye imohlwaya ngokuzolileyo nokuba inceda abantu abaqhelekileyo okanye ikhupha kubo ngobunono kangangokuba bangaze nakanye bave isandla sityibilika epokothweni yabo.

Imilinganiselo enyanisekileyo kunye nepateni yeBhayibhile

Imizekeliso ithetha ngokuthe ngqo ngayo yonke le nto. “Isikali sobuxoki singamasikizi kuYehova; Le vesi ayimi yodwa kwaphela. ILevitikus, iDuteronomi, uAmosi noMika bonke babuyela kwakuloo mxholo mnye, belumkisa ngokuphindaphindiweyo ngezikali zokunganyaniseki neentlobo ngeentlobo zamatye ezifihlwe engxoweni. Bafunda kunye benza ibango elinye elingaguquguqukiyo: UThixo ukukhathalele kakhulu ingqibelelo yomlinganiselo ngokwawo, hayi nje iinjongo zabucala zomrhwebi.

Oku akuzange kube yinto engabonakaliyo. Kwimarike yamandulo umrhwebi oneesethi ezibini zamatye okulinganisa, elinzima lokuthenga nelinye elikhaphukhaphu xa ethengisa, wayenokubaqhatha abamelwane bakhe umsebenzi wakhe wonke aze angaze abanjwe. Inkxalabo ekwiSibhalo yileyo kanye yelo xhoba, elingenandlela kwaphela yokuphicotha isikali ame kulo.

Bamba lo mfanekiso mnye ngokuchasene nokunyuka kwamaxabiso emali yale mihla kwaye ukulingana kuya kuba buhlungu ngokwenene. Xa ibhanki enguvimba ikhulisa unikezelo lwemali ngokukhawuleza kunokukhula koqoqosho lokwenyani, ithe cwaka iwanciphisa amandla okuthenga erandi nganye esele ifunyenwe nesele ikho. Umlondolozi wesigulane uthwala ilahleko. Umniki wemali esandul' ukudalwa uyayonwabela inzuzo, eyichithela kwihlabathi ngaphambi kokuba amaxabiso abe nalo naliphi na ixesha lokuhlengahlengisa. Yibhalansi engeyonyani esebenza kwisikali sesizwe kwaye ndilandele umkhondo wobuchwephesha bayo kubagcini bogcino bomzantsi Afrika abaqhelekileyo kwenzeka ntoni kugcino lwakho.

Uninzi lwabantu aluze lubone utshintsho lobunzima ebhegini.

Ukuthotywa sisono esidala, asisiso esitsha

Akukho nanye kwezi eqale ngeebhanki ezingoovimba. Abalawuli baseRoma banqumle imiphetho kwiingqekembe zemali kwaye badibanisa isiseko sesinyithi kwidenariyo yesilivere de imali eyayikade ibambe ubukhosi yayilubhedu phantsi kobuso obuncinci besilivere. Abo basebenzisa ezi ngqekembe baziva ukuba amaxabiso enyuka kwakudala ngaphambi kokuba baqonde isizathu. Into etshintshileyo kule mihla ayisiso isihendo kodwa kukungqubana. Ukudiliza isinyithi kwathatha i-mint, iziko kunye nexesha. Ukwandisa imali yanamhlanje kuthatha isigqibo somgaqo-nkqubo kunye nemini.

Ukusukela ngo-1971 akukho mali iphambili imiliselwe kuyo nantoni na onokuyilinganisela. Ngasinye sisithembiso esilawulwayo, siqeqeshwa kuphela sisigwebo sekomiti kunye nokutshintsha komdla wezopolitiko ezingqongileyo. Kangangexesha elide iikomiti beziziphatha kakuhle. Emva koko kufika umothuko. Phakathi kowama-2020 no-2023 iUnited States yandise unikezelo lwemali olubanzi ngeepesenti ezingaphezulu kwamashumi amane eepesenti, kunye nezinye iibhanki eziphambili eziqhuba ezazo iinguqulelo zentshukumo efanayo. Umsindisi owayengenzanga nto iphosakeleyo wabukela ubunzima obukwibhegi yakhe bucutheka kwaye akukho mntu wakha wamthumelela isaziso.

Iphepha le-IMF elisuka ku-2011 lanika eli gama lihloniphekileyo lezemfundo: unyanzeliso lwezemali, irhafu kubagcini-mali abahlawuliswa ngenzala engaphantsi kokunyuka kwamaxabiso. Urhulumente uthwele amatyala amakhulu. Endaweni yokusilela ngokuphandle ivumela ukunyuka kwamaxabiso kuqhube ngaphezulu kwembuyekezo yemali kunye neebhondi ukuze ityala livale ngokuzolileyo ngeendleko zakhe wonke umntu ophethe imali. Yirhafu efihliweyo ebekwe ngaphandle kwevoti kubantu ngqo IMizekeliso iqhubeka ibuyela kubo.

Into eyenziwa kukuthotywa isidima kwisimilo

Umbhali uJimmy Ingoma ucinezela yonke le ngxoxo inyathelo elinye elicacileyo ukuya phambili, kummandla wokuziphatha. Imali yeFiat, uthi, ayivelisi nje ukungasebenzi kakuhle kwezoqoqosho emideni. Ivuselela isimilo somntu ngokuchasene neempawu ezintle ubuKristu obuzama ngamandla ukuzihlakulela. Ivuza umboleki ngaphezu komgcini. Isohlwaya umonde. Kulwimi lweengcali zezoqoqosho ezikhetha ukusebenzisa, kuphakamisa ukhetho lwexesha, oluyindlela elinganiselweyo necocekileyo yokuthetha ukuba ifundisa abantu ukuba babambe ixesha langoku kwaye bangalithembi ikamva.

Ingqiqo ayintsonkothanga xa uhleli nayo. Ukuba imali iqinisekisiwe ukuba iza kulahlekelwa lixabiso ngeli xesha ilindileyo ngoko ukonga ngenkuthalo kuba sisohlwayo esicothayo kwaye ukuboleka ngokukhawuleza kuba linyathelo elisengqiqweni. Inkqubo eyakhiwe ngolo hlobo ayihlali ingathathi cala ngohlobo lwabantu ebenzayo. Iqeqesha uluntu lonke ukuba lufikelele kumbono omfutshane.

Imali evakalayo iqhuba inkuthazo ngenye indlela ngokupheleleyo. Xa into oyigcinayo ngokuthembekileyo igcina ixabiso layo ngokuhamba kwexesha, ukonga, ukucwangcisa kunye nomonde zonke zivuzwa ngokuzolileyo kwakhona, yiyo loo nto ukukhetha ixesha eliphantsi kunye neehorizons ezide zithande ukuhamba kunye nemali enzima ngokwenene. Oku akusiyo nayiphi na ingqiqo ukufumana isityebi ngokukhawuleza kwaye akuzange kube yinto enye. Inqaku elipheleleyo leNgoma lihlala ngokuthe ngqo kwinqanaba lenkqubo ngokwayo, kungekhona ukurhweba komntu ngamnye. Imali ekungekho mntu unokuyiprinta ngokufihlakeleyo inyanisekile ngakumbi kwaye inyanisekile kwindlela yokutshintshiselana yeyona nto isiBhalo esihlala sibuyela kuyo ngokuzolileyo ukuyicela. Ndibeke ityala lemali elipheleleyo ixesha elide Bitcoin njengemali evakalayo.

UStan Reeve kunye nethuba lecawa

UStan Reeve, ebhalela abaSeki benkonzo, uza kuyo yonke le nto esuka komnye umnyango ngokupheleleyo. Akanamdla kangako wokuba ingaba iBitcoin ikwimeko yezoqoqosho elungileyo kwaye inomdla ngakumbi kwinto yokuba ubuqili bubonakala njani kumKristu ozama ukongamela izixhobo kwihlabathi elingadlali ngokufanelekileyo.

Umbhalo wakhe awukhethileyo nguLuka 16, umzekeliso womphathi onganyanisekanga, apho uYesu ayincomayo le ndoda kungekhona ngenxa yokunganyaniseki kwayo kodwa ngokubona kwayo kwangaphambili. UYesu uthi oonyana bokukhanya badla ngokungabi nabulumko kangako kwizinto ezingunaphakade kunokuba abantwana beli phakade bengaziqondi ezehlabathi. UReeve ufunda yonke loo nto njengesohlwayo esithambileyo kodwa esithe ngqo. AmaKristu avunyelwe, ade alindelwe ngenkuthalo, ukuba acinge ngenyameko ngendlela alondoloza ngayo oko akunikiweyo.

Isicelo siyasebenza. Imishini ebambe oovimba bayo ngemali ephulukana namandla okuthenga unyaka nonyaka ijonge ukunika kwayo ukucutheka, uhlahlo lwabiwo-mali olunye ngexesha. Ibandla elikuqondayo oko kukhuselwa yimali emiselweyo linokwenza isigqibo esithembekileyo ngemali ebekelwe bucala ukuze isebenze iminyaka kude. UReeve akazixeleli iicawe ukuba zithenge ntoni. Ubaxelela ukuba bangajongi ecaleni.

Igolide, ukunyaniseka kunye nokuqhubela phambili kweBitcoin

Kwinkoliso yembali yobuKristu imali yokunyaniseka yayiyigolide nje. Unikezelo lwayo lwakhula ngokucothayo kuphela kuba ukutsala isinyithi kumhlaba oqinileyo kubiza ngenene kwaye kunesiphelo esingqongqo kwaye akukho kumkani naphi na onokuyalela ukuba ngaphezulu kwayo kube khona ngokuthanda kwakhe. Lonke uqeqesho oluzolileyo lomgangatho wegolide yayikukuba urhulumente welo xesha kwakufuneka aphile ngokunyanisekileyo ngokweendlela zakhe okanye athobe ixabiso ekuhleni apho abantu bakhe babenokuyibona ngokucacileyo into eyenzekayo kubo.

Iingxaki zegolide zazisemzimbeni zonke. Kunzima ukubamba kwaye kuyacotha ukuhamba. Ukuyithumela ngaphaya komda kuyabiza kwaye ukubonisa ukuba ibha yinyani ithatha uvavanyo kunye nengcali ehlawulwayo ukuba yazi. Ezo ntlukwano zisesona sizathu sokuba igolide iye yayeka ukutyhubela iinkulungwane kuqala yabhala amabango egolide kwaza emva koko, emva kokuba loo mabango ephulwe, yafakwa ephepheni engaxhaswanga nto ngaphandle kwesithembiso sabantu abayishicilelayo.

I-Bitcoin iphendula ezo buthathaka ezithile ngaphandle kokuyeka ubunzima. Umnqwazi wayo wemali eziinkozo ezizigidi ezingamashumi amabini ananye ayilawulwa naliphi na iziko kwaye ayinakuphakanyiswa ngokwemfuno, ngentlekele okanye ngemfuno yezopolitiko. Inyanzeliswa yiyo yonke i-node epheleleyo eqhuba isofthiwe, amawaka oomatshini abazimeleyo abagatya ngokuzenzekelayo nayiphi na ibhloko ezama ukwenza ingqekembe yemali imithetho ayivumeli. Akukho komiti yokuphembelela, kuba akukho komiti. Ukuphakamisa i-cap kuya kufuna ukuba abantu ababambe iingqekembe ukuba bavote ukuze bazihlambulule, yiyo loo nto kwiminyaka elishumi elinesixhenxe yoxinzelelo umda awuzange uhambe kanye. Ephepheni ungaqinisekisa unikezelo lonke ngokwakho, eyisikali esinyanisekileyo igolide engazange ilawuleke kwaye i-fiat ayinako ukubonelela nangomgaqo.

Ubugosa kunokuba intelekelelo

Mandilumke apha, kuba umgca ngundoqo. Le asiyompikiswano yokuqikelela. Ingaba ixabiso lenzeka ukuba liphakame kwinyanga ezayo ayikho nayiphi na indlela umbuzo we-theological kwaye andinamdla wokuzenza ngathi. Umbuzo wokwenyani wezakwalizwi umxinwa kakhulu kwaye unzima kakhulu: ingaba umKristu angayiqonda ngokwenene imali ayigcinayo kwaye acinge ngenye indlela ehambelana ngcono nemfuno yebhayibhile yotshintshiselwano olunyanisekileyo? Leyo ndicinga ukuba inempendulo yokwenyani.

Ubugosa esibhalweni buhlala buthembekile kuko konke okuphathisiweyo. Kumzekeliso weetalente umkhonzi ogqibela egwetyiwe asinguye owazibeka esichengeni ngenkalipho. Ngulowo wasuka wayimbela emhlabeni imali yenkosi yakhe waza wayibuyisela ingatshintshanga, ephatha ukulumka njengento ekhuselekileyo neyobulungisa ngoxa oko kwakungenjalo.

Ngoko ucelomngeni olunyanisekileyo lunqumla iindlela zombini. Ikholwa eliqonda ngokucacileyo ukuba imali yalo eyongileyo ilahlekelwa lixabiso lokwenene nyaka ngamnye ngaphakathi kwemali ethotywa kancinane yaye engekangenzi nto ngayo ngenxa yokuba ezi zinto zivakalelwa kukuba izinto zehlabathi ziphantsi kwengqalelo yalo, lisenokuba liphindaphinda eyona mpazamo yaloo mkhonzi wangcwatywayo. Ukungakhathali xa ujongene nelahleko onokuyibona ngokucacileyo ukuba uyeza ayibobugosa. Ijongeka nje kancinci ngayo. Apho ingxaki enzulu ihleli kunye noyilo lonke lwemali esembindini kwaye hayi nje ngemali enye, ndiyibeke apha imali esembindini, ubuthathaka kunye noncedo lwebheyile.

Ukuba ukhetha ukucinga oku njengombuzo wesazela kwaye kungekhona njengorhwebo olukhawulezayo, unako bhukisha umnxeba ukuze uthethe ngayo. Ndibambe i-Bitcoin ngokwam, ndinceda abantu baseMzantsi Afrika ukuba bayibambe ngokufanelekileyo kwaye ndingathanda ukuba uthathe isigqibo ngokucothayo nangezizathu ezifanelekileyo kunokukhawuleza kwizo ezingalunganga.