Ukwesaba Ukuphuthelwa I-Bitcoin: Ukubukeka Okuqotho Kakhudlwana
I-FOMO iyisizathu esibi kakhulu sokuthenga i-Bitcoin kanye nesizathu esibi kakhulu sokuhlala ulindile. Umuzwa ungokoqobo futhi ufanelwe ukuhlonishwa, kodwa njengesignali yokuhweba ivutha ngesikhathi esingalungile: phezulu kakhulu, ithule phansi. Lena inguqulo ethembekile yengxoxo engiba nayo namakhasimende afika ephefumula ngenani alibone ocingweni lwawo, futhi igcina endaweni ezolile kunalapho iqala khona.
Ukhiye wokuthatha
Ukuthenga nge-FOMO kuvame ukwenzeka ngasezimakethe, okuyindlela abantu abakhiyela ngayo ukulahlekelwa. Ukwenqaba ukwaba ngenxa yokuthi intengo isivele ihanjisiwe iwumuzwa ofanayo ogijima ngokuhlehla. Zombili imakethe icindezela izinkinobho zakho. Impendulo eqondisiwe iwukwaba ngamabomu, umkhathizwe okungenani iminyaka emine kanye nokunqwabelana okuzinzile kungakhathaliseki inani lentengo, ngakho-ke isinqumo sesikhathi siyayeka ukuba ngesakho ukuze senze iphutha.
Lokhu ngikwenze eNingizimu Afrika kusukela ngo-2016, okusho ukuthi ngike ngabuka umbhalo ofanayo odlalwa imijikelezo emibili egcwele. Othile ufona kakhulu, ngokuqinisekile ukuthi uphuzile. Umuntu ofanayo uyathula ngokuphahlazeka okulandelayo, lapho i-Bitcoin empeleni ithengiswa. I-FOMO ayilona iphutha lomlingiswa. Kuyisici sokuthi izimakethe ezizacile, ezisheshayo zisebenza kanjani ohlelweni lwezinzwa lomuntu, futhi ukuluqamba ngokwethembeka kuyisinyathelo sokuqala sokungabuswa yiso.
Kungani i-FOMO iyisiginali yokuthenga embi
Umuzwa ufika nesixuku, futhi isixuku sifika ekugcineni. Uma ufuna ukuthola ikhadi lakho lasebhange ngenxa yokuthi wonke umuntu okwi-braai usuke engochwepheshe be-Bitcoin, noma ngenxa yokuthi isithombe-skrini somuntu ongamazi sezinzuzo sifikile engxoxweni yeqembu lakho, noma ngenxa nje yokuthi inombolo isanda kushicilela phezulu, uphendula umfutho kunanoma yini oyicabangile ngempela. Kungaleso sikhathi lapho imakethe encane egcwele kakhulu futhi ibiza kakhulu.
Iphethini ibhalwe kwirekhodi. NgoZibandlela wezi-2017 i-Bitcoin yakhuphuka isondele ku-$19,783 futhi iningi labathengi abasha lanqwabelana kuleyo nyanga yokugcina, phezulu. Ngo-2018 intengo yehle yafinyelela cishe ku-$3,200. Umuntu ofike nge-adrenaline yomhlangano wehle ngokuzumayo cishe ngo-80% ephepheni, futhi ukulahleka kwephepha kunendlela yokuba okwangempela lapho uvalo luthatha isondo. Badayisa phansi. Bathuka yonke into. Bese beyibuka ilulama ikude futhi bayizwe i-FOMO futhi.
Izimbuyiselo ze-Bitcoin yilokho izazi zezibalo ezikubiza ngokuthi i-fat-tailed: ubude obude bento ephawulwe ama-spikes anodlame adonsela ama-speculators ngesikhathi esingalungile. Lokho ku-skew yingakho impahla inhle kakhulu ekukhiqizeni ukuzisola. Akukho kulokhu okuyingxabano ephikisana nokuba ne-Bitcoin. Kuyimpikiswano ephikisana nokuvumela ishadi linqume ukuthi ungumnikazi walo.
Lokho umuzwa empeleni ukhomba
Ngaphansi komsindo, i-FOMO ivamise ukuthola okuthile okungokoqobo. Kungenzeka ukuthi unesisindo esiphansi ngempela ushintsho lwezimali oseluqhubeka.
I-Bitcoin ayiyona ingxenye enkampanini futhi ayiziphathi njengeyodwa. Iwuxhaxha lwezimali olunomnikelo olinganiselwa ezigidini ezingu-21 zemali okungekho komiti elingakwazi ukulivotela ukuze linwetshwe. U-Saifedean Ammous wenze icala ku-Bitcoin Standard ukuthi lolu uhlobo olusha lwemali oluvela emhlabeni lapho lonke uhlobo lwemali olukhona luhlanjululwa buthule, futhi lokho kuyimpikiswano yesakhiwo esikhundleni sokukhuluma. Umbuzo oqotho awukona ukuthi intengo izokhuphuka ngesonto elizayo, ngoba akekho owaziyo nanoma ubani othi uthengisa okuthile. Umbuzo oqotho ukuthi ingabe unalo yini inani elifanelekile lempahla ehlala ngaphandle kwesistimu eyehlisa kancane ukonga kwakho. Lokho akulona injabulo. Lokho kuwukuhlukahluka, futhi ukukhathazeka okuzwayo njenge-FOMO kuvame ukuba yilowo mbuzo ofuna ukuphendulwa. Okubuhlungu wukuthi ifuna umsindo kakhulu phezulu, uma ukwenza lokho kubiza kakhulu, futhi ithule lapho ihlehliswa, uma ukwenza lokho kuzobiza kancane.
Isikhathi emakethe siyasidlula isikhathi
Nansi ingxenye ehlabayo. Abantu abalinda i-Bitcoin ukuthi yehlise umoya, noma bashibhile, noma bazizwe bephephile, ngokomlando bazilinda baphuma ezindlekweni abebenethemba lokuzithola.
Bheka ukuthi lokho kudlala kanjani. Ngo-2018 ukuvumelana kwakuwukulinda ukuthi kuthule uthuli ngemva kokuphahlazeka ku-$3,200. I-Bitcoin yabe ikhuphuka iminyaka. Umsindisi owayelindele ukungena ngokunethezeka wayibuka ikhuphuka, yaqhekeka ndawana thize eduze nenani eliphakeme elilandelayo, futhi yathenga okuphezulu noma kunjalo. Ukulinda bekungayisusi ingozi. Imane yashintsha ukungena okuhle kokubi futhi yengeza izinyanga zokuqagela phezulu. Isu lokuzibamba kuze kube yilapho u-Bitcoin ezizwa ezolile ngempela kuyisu lokungalokothi uthenge, ngoba impahla encane yemali ethola inani layo esidlangalaleni iyohlala inesinye isici kuyo. Uma ulinde umjiko lapho uzizwa uphephe khona ngokuphelele, uzobe ulindile lapho usuneminyaka engamashumi ayisishiyagalombili.
Ucwaningo mayelana nalokhu aluyona impikiswano uma usukhumule amatiyetha we-Bitcoin. Isikhathi emakethe sidlula isikhathi emakethe, futhi yenza njalo njalo. Cabanga ngovivinyo olunonya kakhulu olungase lube khona: ukuthenga kuphela endaweni ephakeme kakhulu yomjikelezo ngamunye, iphezulu yango-December 2013, i-December 2017 ephezulu eduze ne-$19,783, i-November 2021 phezulu eduze ne-$69,000. Ngisho nalokho kugijima okungenathemba kwesikhathi kugcina ngenzuzo uma ubambe yonke imijikelezo, ngoba njalo eminyakeni emine yokubamba umlando weBitcoin ivaliwe ngaphezu kwalokho evuliwe. Angisoze ngethembisa ukuthi irekhodi liyaqhubeka. Nami ngeke ngizenzise. Kuyimpikiswano enamandla kunazo zonke engiyaziyo yokuthatha lokhu njenge ukubamba isikhathi eside kunokuhweba.
Okuhlukile okuqondiswayo
Indlela ehlanzekile yokunqoba i-FOMO ukwenza isinqumo sesikhathi siyeke ukuba yisinqumo nhlobo. Yilokho okwenziwa ukulinganiswa kwezindleko zerandi. Uthenga inani elinqunyiwe ngezikhathi ezithile, amarandi afanayo ngosuku olufanayo lwenyanga, kungakhathaliseki ukuthi intengo i-euphoric noma i-gutter.
Omakhenikha bakwenzela umsebenzi othinta imizwa. Lapho i-Bitcoin ibiza inani lakho elingaguquki lithenga kancane. Lapho iwela kokunye okubizwa ngokuthi ubusika be-crypto imali yakho efanayo ithenga buthule okuningi okwengeziwe, ngakho-ke unqwabelanisa kakhulu ngezintengo umthengi we-FOMO wesaba kakhulu ukuzithinta. Awusebenzisi isigxobo sakho sonke ngosuku olwandulela ukulungiswa, futhi awudingi ukuqagela ukuthi phansi kuhlala kuphi. Ku-The Strategic Reserve ngiphikisana nokwabiwa okuzolile, okwenziwe ngamabomu ngesikhathi semakethe, ukwakha isikhundla kancane kancane kunokugxila kukho, futhi lesi yisimo esisebenzayo esithathayo. Ngike ngadlula kumakhenikha agcwele wendlela esiqeshini sami irandi libiza isilinganiso seBitcoin, futhi umkhuba owodwa osindise amakhasimende ami amaningi kuwo kunanoma yimuphi omunye.
Isiyalo sehlula ukukholelwa lapha. Isikhundla esilinganiselwe esiqoqwe kancane kancane futhi sibanjwe ngomsindo siye sadlula esikhulu esithengwe ngomkhuhlane futhi sathengiswa ngokwethuka, yonke imijikelezo engiyibukile.
Uhlelo oluyisicefe luyaphumelela. Ngokuvamile kuyakwenza.
Inguqulo yaseNingizimu Afrika yephutha
Abantu baseNingizimu Afrika banesikhathi eside, esidabukisayo sokuphindaphinda leli phutha, futhi iningi lethu seliphile ngaphandle kokuqaphela. Iminyaka engamashumi amabili umnyakazo ohlakaniphile wawuwukuhlukanisa imali ethile erandini. Abantu abaningi balinde isikhathi esifanele. Balinda ukuthi imali iqine, noma ipolitiki ixazulule, noma isonto elilodwa elithule ukuze bayilungise.
Isikhathi asizange sifike. Irandi lilahlekelwe cishe u-70% yenani lalo uma liqhathaniswa nedola kuleyo minyaka engamashumi amabili, ukuvuza okunensayo engikubeke ngokugcwele esihlokweni sami esithi. lokho Bitcoin empeleni hedges. Njalo ngonyaka wokungabaza kwenza idola libize kakhulu, hhayi ngaphansi. Lelo iwele le-FOMO elithulile: hhayi ukwethuka kokuthenga sekwephuze kakhulu, kodwa ukukhubazeka kokungaze uthenge nhlobo, ugqoke njengobuhlakani. Umhlengi eGeorge noma eGoli obegcina yonke into kumarandi akazange ayigweme ingozi ngokulinda. Bamane bakhetha ukuguguleka ababengakwazi ukukubona phezu kokuntengantenga ababengakwenza.
Manje setha lokho ngokumelene nabantu abenze. Othile oqongelele i-Bitcoin kancane kancane kwaze kwaba ngu-2018, 2019 no-2020, lapho isimo sendawo sisuka ekubeni nokungabi nandaba kuya ekubhuqweni okusobala, uhlezi endaweni enengqondo ngempela namuhla. Hhayi ngoba behlakaniphile noma banenhlanhla, futhi hhayi ngoba bebiza phansi. Ngoba babenesikhathi seminyaka futhi bahlala phakathi nokuguquka ngenkathi wonke umuntu elinde isiqiniseko ehlala ngaphandle. Leso yisikhathi emakethe senza umsebenzi wayo wesiguli, futhi sibukeka njengongqondongqondo kuphela esibukweni esibuka ngemuva.
Imibuzo engcono kunokuthi "ingabe kufanele ngithenge manje?"
Uma i-FOMO ishaya, yeka ukubuza ukuthi uthenge yini ngoba intengo iyahamba bese ubuza imibuzo emithathu ebukhali kunalokho.
Ingabe ngihlukanisiwe ngempela ngemali yasekhaya? Kumuntu waseNingizimu Afrika okungeyona into ethandwayo yokuphila, kuyizibalo zemali eyakhelwe ukuba buthaka. Bese-ke: uma i-Bitcoin iba yimpahla ehlala isikhathi eside egcina imali, iyiphi ingxenye enengqondo yomcebo wami engingayibamba? Iphesenti elilodwa, amahlanu, ishumi? Esabelweni esincane ngisho nokudonswa kwe-Bitcoin okunonya okungamaphesenti angu-50 akulimazi iphothifoliyo yonke, okuyikhona kanye okukuvumela ukuba ubambe ukwesaba esikhundleni sokudayisa kuyo.
Futhi ekugcineni, lowo onquma yonke into: ingabe ngokweqiniso nginomkhathizwe weminyaka emine noma ngaphezulu? Uma kunjalo, umlando uphakamisa ukuthi ingozi yesikhathi inesizotha futhi ukwaba ngamabomu kunengqondo. Uma umkhathizwe wakho ungaphansi kweminyaka emibili, ukushintshashintsha kweBitcoin kwesikhashana kuyingozi yangempela futhi engokoqobo, futhi isiphetho esiqondiswayo singase sibe ukuthi lena akuyona impahla ekufanele njengamanje. Akuyona yonke into eyawo wonke umuntu, futhi ngingancamela ukulahlekelwa ukudayiswa kunokuba ngibuke othile ethenga ngemali nesikhathi esingakwazi ukuphila ngokuhamba.
Phawula ukuthi leyo mibuzo yabelana ngani. Akekho okhuluma ngenani olibonile namuhla ekuseni.
I-FOMO ikhomba inkinga yangempela, ukuthi ungase ube nesisindo esingaphansi kweshifu ebalulekile yemali, futhi idinga impendulo. Akukhona nje ukuxhamazela elikufunayo. Nquma isabelo ngenkathi uzolile, setha umkhathizwe ongakwazi ukuwugcina, shintsha ukuthenga ngokuzenzekelayo ukuze umfutho uyeke ukuqhuba umbukiso, bese uvala uhlelo lokusebenza uqhubeke nempilo yakho. Noma yini oyenzayo iqongelela kufanele ibanjwe ngendlela efanele, ngokuzibamba okufanele, ngoba isiyalo esikufaka esikhundleni siwuhhafu womsebenzi. Uma ufuna isakhiwo esizinzile esakhiwe eduze kwesimo sakho kunokuba sizungeze izihloko zezindaba zosuku, qala ngocingo lwesakhiwo seBitcoin futhi sizokuhlela ndawonye.
Imibuzo ejwayelekile ukubuzwa
Ingabe kufanele ngithenge i-Bitcoin uma ngizwa i-FOMO?
Hhayi ku-FOMO ngokwayo. Umuzwa uvame ukukhomba embuzweni olungile, owokuthi ingabe uhlukene ngokwerandi futhi ungenayo impahla eyindlala ngempela. Uma impendulo ithi cha, ukulungisa kuyisabelo sangamabomu oyinquma ngenkathi uzolile, hhayi ukuthenga ngokuxhamazela okwenziwa ngoba inani lisanda kususwa futhi nocingo lwakho luyakhanya.
Ingabe sekwephuzile kakhulu ukuthenga i-Bitcoin?
Wonke umjikelezo uletha lo mbuzo, ngokuvamile eduze nenani eliphakeme. Futhi wonke umjikelezo, abantu abathenge into ebukeka njengenani elibizayo basaphume phambili esikhathini esiyiminyaka emine. Ngeke ngithembise ukuthi iphethini ibambe ingunaphakade, kodwa isabambe kuze kube manje. Umbuzo owusizo kakhulu ukuthi ingabe umkhathizwe wakho mude ngokwanele yini ukuba uhlale phakathi kwemijiko.
Ingabe kufanele ngilinde i-Bitcoin ukuba yehle ngaphambi kokuthenga?
Ukulinda inani elinethezekile ngokomlando bekuyindlela enesizotha yokungalokothi uthenge. Idiphu oyibambele ngokuvamile ayibuyi, noma iyabuya futhi unovalo kakhulu ukuba ungalusebenza. Amabhithi abizayo weRandi uzama ukukhetha indawo yokungena, ngoba isusa isinqumo ezandleni zakho futhi ithenge kanzima uma amanani entengo ephansi kakhulu.
Kufanele ngihlele isikhathi esingakanani ukubamba i-Bitcoin?
Ubuncane beminyaka emine buhambisana nesikhathi sakho sokubamba kanye nomjikelezo wokwehliswa kwe-Bitcoin futhi bufana nesikhathi lapho yonke imbuyiselo yomlando ibe yinhle khona. Iminyaka eyishumi noma ngaphezulu ishelela umjikelezo cishe ngokuphelele. Uma umkhathizwe wakho ungaphansi kweminyaka emibili, ukushintshashintsha kwesikhashana kuyingozi yangempela, futhi i-Bitcoin ingase ibe ithuluzi elingalungile laleyo mali.
Isiphi isabelo esinciphisa umthelela womzwelo wokuguquguquka kweBitcoin?
Ucezu oluncane, endaweni ethile enanini eliphansi elilodwa lomcebo wakho, kusho ukuthi ngisho nokudonswa kwe-Bitcoin okunonya okungama-50% akuhambisani neze nephothifoliyo yakho yonke. Kulowo sayizi ukuntengantenga kuba yinto ongakwazi ukuyibamba kunokuthi ibe yinto ephoqa isandla sakho. Ukuqala kancane nokwengeza kancane kancane kuyindlela enengqondo kubantu abaningi.
Thola isikhundla sakho se-Bitcoin kahle.
I-SimplB isiza abantu baseNingizimu Afrika ukuthi bathenge, bavikele futhi bahlele i-Bitcoin ngendlela ehambisanayo, njengoMmeleli Wezomthetho we-CAEP Asset Managers (FSP 33933).
Bhukha ikholi yokutholwa