Ukuthenga i-Bitcoin kwisikali: Isebenza njani i-OTC Desk
Ukuthenga okuncinci kwi-app kugcwalisa ngaphambi kokuba ubeke ifowuni yakho phantsi. Enkulu izibhengeza kuyo yonke imarike kwaye ihlawulela ilungelo. Idesika ye-OTC ivumela umthengi ukuba arhwebe ngesayizi enkulu ngexabiso ekuvunyelwene ngalo, ngokuzolileyo, ngaphandle kokutyhala elo xabiso ngokuchasene nabo kwincwadi yeodolo yoluntu. Esi sisixhobo endifikelela kuso xa inani liba nentsingiselo.
Ukuthathwa okungundoqo
Idesika ye-OTC inika umthengi omkhulu okanye umthengisi isicatshulwa esiqinileyo sobukhulu obupheleleyo ngexesha elinye, ethathwe kumaxabiso otshintshiselwano oluphilayo, ngoko kungabikho ukutyibilika kwaye akukho kugcwalisa inxalenye. Tyhila iodolo efanayo ngencwadi yeodolo yokuthengisa kwaye uxinzelelo lwakho lokuthenga lunyusa ixabiso njengoko ugcwalisa. Idesika iphila nakweyiphi na isayizi kwaye ihlala elugcinweni olulawulayo. Ukuqinisekiswa okupheleleyo kunye nomthombo wokukhangela imali kusebenza kuwo omabini amacala, kuba umboneleli onelayisensi akanakukhetha malunga naloo nto.
Ndakhela oku kubathengi abaodolo yabo yayibabiza imali ngokuzolileyo kwincwadi kawonkewonke kwaye ababengazi ukuba kuyenzeka.
Abantu abayisebenzisayo asingabo abarhwebi basemini. Bayi-ofisi yosapho yaseStellenbosch ehambisa isilayi sentengiso yeshishini kwiBitcoin, icandelo lenkampani yokumisa izithuthi kwinto enzima kunerandi, umntu ogqibe ukuba lo ngunyaka kwaye ufuna yenziwe kwintengiselwano enye ecocekileyo kunekhulu elincinci. Ingqiqo iqhuba ngendlela efanayo nokuba bayathenga okanye bayathengisa. Gcina ubungakanani kwincwadi yeodolo yoluntu.
Kutheni umyalelo omkhulu ufuna inkqubo eyahlukileyo
Thenga i-Bitcoin kutshintshiselwano lwentengiso kwaye iodolo yakho ijoyine umgca kawonke-wonke obizwa ngokuba yincwadi yeodolo, ehleli apho ebaleni ecaleni komntu wonke. I-R20,000 yokuthenga izalisa xa ithelekiswa nelona xabiso likhoyo ngomzuzwana kwaye akukho mntu uqaphelayo. Ukuthengwa kwe-R20 yezigidi sisilwanyana esahlukileyo. Idla ngee-odolo ezithengiswayo ehleli kufutshane nexabiso langoku, emva koko ifikelele kwezilandelayo phezulu, emva koko ezi zingentla kwezo, kwaye ngexesha i-satoshi yokugqibela ithengwa uhlawule umndilili obonakalayo ombi kunexabiso kwiscreen xa ucofa.
Loo msantsa unegama. Ukutyibilika.
Ayisiyomrhumo kwaye ayikokusasazwa. Yimakethi ehamba ngokuchasene nawe ngexesha lokwenyani kuba imfuno yakho ibonakala kuye wonke umntu obukele incwadi, kwaye ngokomyalelo omkhulu ngokwaneleyo intshukumo ayincinci. Ndibukele iodolo yemifanekiso esixhenxe ihlafuna incwadi encinci ngeCawa ezolileyo kwaye iphakamisa ixabiso lendawo ngeepesenti ezimbalwa ngokwayo. Umthengi wayiva. Irandi nganye yaloo lift yaphuma kwiingqekembe abahambe nazo.
Kukho indleko yesibini ekunzima ukuyibona, lixesha. Ukuba uzama ukuba krelekrele kwaye wondle iodolo enkulu ngokucothayo kunye nemiyalelo emiselweyo yesigulana ukunqanda ukuhambisa ixabiso, unokuhlala apho iiyure ezine okanye ezintlanu kamva usazalisa, utyhileke kuyo nantoni na eyenziwa yimarike phakathi. Kwingxowa-mali ngexabiso lemihla ngemihla ukuqhankqalaza okuyingxaki yokwenene yokusebenza, kwaye ndiqhuba kanye loo ngqiqo yokunyuka kwesigunyaziso esilawulwayo: sidlule ubungakanani obumiselweyo okanye ixesha elimiselweyo lokuzalisa, siyayeka ukusebenza incwadi kawonkewonke kwaye sitshintshele kwidesika ukukhusela ukuhanjiswa. Umgaqo ofanayo ukhusela umthengi wangasese kwimini embi.
Umda apho oku kuqala ukuluma usezantsi kunokuba abantu abaninzi becinga. Kwindawo ethile malunga nama-R500,000 ummandla wentengiso unokuba yimfuneko ukuba ucinge ngawo, kwaye kudlule isibini sezigidi zeerandi imeko yokuphuma emarikeni idla ngokucaca. Akukho nanye kwezi isiphene kutshintshiselwano. Yindlela ezisebenza ngayo iiodolo zeencwadi, kwaye yiyo loo nto onke amaziko asemhlabeni arhweba ngobungakanani phezu kwekhawuntara kunokuba esidlangalaleni.
Enye into ubungakanani oyenzayo kukukwenza ubonakale ngendlela onokuthi ungayifuni. Ukuthengwa okukhulu kokufika kwincwadi yasekhaya ebhityileyo ayibizi nje kuphela, iyafundeka. Nabani na obukele ukuhamba kwe-odolo unokubona umthengi omkhulu efika, kwaye kwimarike le ncinane ulwazi ngokwalo lushukumisa abantu. Idesika igcina urhwebo lwabucala lude lwenziwe. Ibhloko iyacima phakathi kwakho kunye nokungabikho kwemali emva kwedesika, kwaye ixabiso likawonke-wonke liya kufunda malunga nalo emva kwenyani, ukuba kunjalo. Kwiofisi yentsapho okanye inkampani engathanda ukungasasazi isigqibo se-treasury kuyo yonke i-Bitcoin Twitter, loo ngqiqo ayiyona nto inqabileyo. Sisiqingatha sesizathu sokuba khona.
Indlela inkqubo ye-OTC eqhuba ngayo ngokwenene
Ii-mechanics zibuthuntu ngabom, eyona ngongoma.
Undixelele ubukhulu. Ndibuya ngexabiso eliqinileyo kwixabiso elipheleleyo, ixabiso ledatha yokutshintshiselana ephilayo kunye nokusabalalisa okuvunyelweneyo ngaphambi kokuba nabani na enze, kwaye loo nkcazo ibambe ifestile emfutshane ngelixa uthatha isigqibo. Akukho kuhamba incwadi, akukho ukuzalisa isiqingatha seodolo yakho kwaye ushiye enye, akukho kufumanisa umndilili emva koko. Inani endilicaphulayo linani olifumanayo, sisizathu esipheleleyo sokuba idesika ikhona.
Ukuthobela ayisiyonto isesikweni ehamba ecaleni. Ibaleka kuqala. Phambi kokuba irandi enye okanye i-satoshi ihambe ndifuna isiqinisekiso sesazisi, ubungqina bedilesi kwaye, kulo bukhulu, umthombo ofanelekileyo wencoko yemali, ekumgangatho ofanayo nayo nayiphi na intengiselwano yezemali elawulwayo eMzantsi Afrika ephathwayo. Ukuba i-R8 yezigidi ifumaneka kwintengiso yepropati, ingxelo ebhaliweyo yaloo ntengiso ikwifayile phambi kokuba sicaphule. Idesika engazange ibuze ayinabuhlobo. Ikuxelela ukuba iyiphatha njani yonke incwadi yomthetho, kwaye ndabhala malunga nokuba kutheni ukuqinisekiswa kukukhusela njengoko kundikhusela. ukuthenga izixa ezikhulu zeBitcoin eMzantsi Afrika.
Emva koko imali ihamba kwaye i-Bitcoin ihanjiswa. Irandi iphuma kwiakhawunti yebhanki egameni lakho ngokuchasene nereferensi egama lingu, kwaye akukho nto yenzekayo de ibonakale, kuba ubungqina bentlawulo buqala iwotshi. Nje ukuba imali icacile, iingqekembe ziyazinza kwaye zingene ngqo kulungiselelo lokugcinwa esivumelene ngalo kwangethuba kunokuba sibambezeleke kutshintshiselwano. Kuninzi lwabathengi bam abakhulu oko kuthetha ukuba idilesi emhlophe inikezela ngokuthe ngqo kwi-multisig vault, ngoko ke kukho umzila wophicotho ococekileyo osuka kugqithiso lwemali lwe-elektroniki lokuqala (EFT) ukuya kwiinkozo zemali ezihleli kwindawo yokugcina ebandayo.
Ukuthengisa kusebenza ngendlela efanayo ngeentolo ezibuyiselwe umva. Isikhundla esikhulu esilahlwe kwincwadi yokuthengisa sityhala ixabiso phantsi kuwe njengoko lizalisa, umfanekiso wesipili sengxaki yomthengi. Idesika ikunika ibhidi eqinileyo yesixa esipheleleyo ukuze wazi kakuhle into eza kuhlala kwiakhawunti yakho phambi kokuba uvume nantoni na. Ukuba ufuna uthelekiso olupheleleyo lwexesha lokusebenzisa idesika ngokuchasene nokusebenza iodolo bukhoma, ndiyibeke I-OTC xa ithelekiswa nokubulawa ngokuphandle eMzantsi Afrika.
Ijongeka njani amaxabiso
Ngokuthe ngqo, kwaye oko kwenziwa ngabom.
Idesika ithatha ireyithi ephilayo kwaye isebenzise usasazo oluvunyelweneyo, oluvezwe ngaphambili, kwaye akukho nto yimbi epakishwe ngaphezulu. Oko ucatshulweyo yiloo nto uyihlawulayo. Thelekisa oko kunye neqonga lokuthengisa apho inombolo yesihloko kuphela isiqalo sebali: i-slippage endleleni, indleko yokurhoxiswa kwindlela yokuphuma, ukuguqulwa kwemali ukuba iidola zibandakanyeka, zonke ziphazamisa ngokuthula isikhundla ocinga ukuba uthenge. Ngaphezulu kwe-counter, uqoqosho luhlala phambi kwakho kwaye luhlala lugxininisekile ukususela kumzuzu owamkela isicatshulwa.
Apho iingqekembe ziya khona emva koko
Indlela othenga ngayo amanani. Apho iBitcoin ihlala khona emva koko ibala ngakumbi, kwaye kulo bungakanani impazamo iyabiza.
Iqumrhu ngokukodwa alinakudlala ngokugcinwa. I-Reserve Bank ithathe indawo yokuba ukuhambisa i-crypto assets kwi-Ukuzigcinela mali kwixabiso langaphandle lexabiso, elenza ukuba inkampani okanye i-trust ibambe indawo enkulu kwi-wallet ye-hardware engalawulwayo kwi-drawer imodeli yokusebenza enobungozi ngokwenene kunokuba i-shortcut ehlakaniphile. Yiyo loo nto kanye ndiqhuba iVault njengogcino lwentsebenziswano endaweni yenqaku elinye lokusilela. Lulungiselelo lwe-2-of-3 ye-multisig: ubambe izitshixo ezibini kwizixhobo zakho, i-Trezor kunye ne-Ileja, ngelixa ndibambe isitshixo sokubuyisela i-Coldcard njengomlenze wesithathu olawulwayo nge-CAEP Asset Managers (FSP 33933). Akukho mntu ubambe isitshixo unokuhambisa nantoni na yedwa. Ii-backups zembewu ziya entsimbini kunephepha kwaye akukho zigcina zimbini ezake zabelana ngendawo. Ulwakhiwo lwamaxwebhu obunini kunye nexabiso lokufunyanwa kwerandi, apho umcwangcisi-mali wakho aya kukubulela ngalo ngexesha lokufakwa kwefayile, kwaye ingqekembe zemali ezikhe ziphume ziye kwidilesi efakwe kuluhlu olumhlophe kwangethuba ukuze umkhondo wophicotho-zincwadi ube nokumiselwa ukusuka ekuqaleni ukuya ekupheleni.
Ukuba ukhetha ukusebenzisa izitshixo zakho ngokupheleleyo, loo ndlela ivulekile nayo, kwaye Ukugcinwa kweBitcoin eMzantsi Afrika igubungela ingqiqo ngaphambi kokuba uzibophelele kuyo.
Ngubani idesika eneneni
Asinguye wonke umntu oyidingayo.
Idesika ifumana ugcino lwayo lokufumana okubalulekileyo: i-ofisi yosapho eyakha isikhundla, inkampani eguqula oovimba bemali, itrasti okanye isithuthi sotyalo-mali esisa imali eyinkunzi, umntu onexabiso eliphezulu ofuna ukuqiniseka ngexabiso kunye nokuhanjiswa kwasekuqaleni kunokruthakruthwano lokucofa ikhulu lokuthengisa. Kubantu abaninzi baseMzantsi Afrika ukwakha ukugwetyelwa kwiminyaka, isicwangciso senyanga esithenga ngokuzenzekelayo sisixhobo esinyanisekileyo kwaye ndiya kuthetha, kuba idesika i-scalpel kunye ne-iDola yeendleko ze-avareji ngumkhwa wemihla ngemihla owakha iindawo ezininzi.
Kukho ukungafundi kakuhle okuxhaphakileyo ekumele ndikucacise. Abantu bacinga ukuba idesika ithetha ubuncinci. Asiyondlela endiyiqhuba ngayo leyo. Ukwenziwa kuphila nakweyiphi na isayizi, kwaye idesika ivele idlale xa iodolo yakho inkulu ngokwaneleyo kangangokuba incwadi kawonke-wonke ingakubiza ngaphezu kwedesika. Ngaphantsi kwalo mgca indlela eqhelekileyo ilungile kwaye ndiya kukhomba kuyo. Ngaphezulu kwayo, ukuphuma emarikeni ngumahluko phakathi kwexabiso olibonileyo kunye nexabiso olihlawuleyo.
Enye into ekufanele ifake iflegi kuye nabani na ocinga ngeedola zaphesheya kolwandle ecaleni kwesikhundla serandi. Ukuqukuqela komda we-crypto kuhleli phantsi kolawulo lotshintshiselwano kunye neSebe le-Reserve Bank ye-Financial Surveillance Department, ebotshelelwe kwisibonelelo sakho esisodwa esinokuzikhethela kunye nenkxaso yenkunzi yangaphandle, kwaye isakhelo sisalungiswa. Ubhengezo lwedola yaseMelika ekude ngam kukubonakalisa umdla endaweni yemveliso engaphandle kweshelufu, ke bhalisa inzala kwaye ndiza kukuhambisa apho imi khona.
Ugqiba ukuba yimalini. Ndiyaqinisekisa ukuba awulahleki xa ungenayo.
Imibuzo ebuzwa qho
Ngaba kukho ubungakanani obuncinci bokusebenzisa idesika ye-OTC?
Hayi. Ukubulawa kunye nam kubukhoma nokuba kungakanani na. Idesika isuka ibe yindlela enengqondo xa iodolo inkulu ngokwaneleyo kangangokuba ukuyityhala ngencwadi yeodolo kawonke-wonke kuya kuba neendleko ezingaphezulu ngokutyibilika kunokuba uthengise ngayo ngaphandle kwemarike. Malunga nama-R500,000 imeko yemarike iqala ukubaluleka kwaye idlule kwizigidi ezimbalwa zeerandi imeko iqhele ukucaca. Ngaphantsi koko, ukuthenga okuqhelekileyo okanye isicwangciso senyanga sihlala sifanelekile.
Ngaba urhwebo lweBitcoin lwe-OTC lulawulwa eMzantsi Afrika?
Ewe. Nawuphi na umnikezeli waseMzantsi Afrika oququzelela intengiselwano yeBitcoin kufuneka ahambelane ne-FICA, okuthetha ukuqinisekiswa kwesazisi esipheleleyo kunye nomthombo wophononongo lwemali, kwaye ababoneleli ngenkonzo ye-asethi ye-crypto bawela phantsi kolawulo lwe-FSCA. Urhwebo olukhulu aluxolelwanga. Ndiqhuba yonke intengiselwano ye-OTC njengoMmeli we-Juristic we-CAEP Asset Managers (FSP 33933), ngokuthotyelwa okugqitywe ngaphambi kokuba nantoni na ilungiswe.
Kuthatha ixesha elingakanani ukulungiswa kwe-OTC?
Nje ukuba uqinisekiso lwakho lwenziwe kwaye imali isusiwe, iingqekembe zihanjiswa ngeeyure ezimbalwa. Iwashi iqala kuphela xa ubungqina bentlawulo bubonisa, kuba akukho nto ihambayo ngaphambi kokuba imali yenze. Abathengi esele bengenile kwaye baqinisekisiwe banokuhlala besenza kwangolo suku olunye.
Ngaba ndingathengisa iBitcoin enkulu ebambe idesika kwaye ndithenge?
Ewe, kwaye isizathu siyafana. Iodolo enkulu ethengisiweyo ephoswe kwincwadi yentengiso ityhala ixabiso lihle kuwe njengoko lizalisa. Idesika ikunika ibhidi eqinileyo yayo yonke imali, ukuze wazi kakuhle ukuba yintoni eza kuhlala kwiakhawunti yakho yebhanki eqinisekisiweyo phambi kokuba uvume urhwebo. Irandi izinza kwakhona ngokusebenzisa umjelo omiselweyo owawuza kungena ngawo.
Hambisa ubungakanani bokwenyani ngaphandle kokuhambisa imarike
I-SimplB inceda iintsapho zaseMzantsi Afrika, iinkampani kunye neetrasti zithenge kwaye zikhusele i-Bitcoin ngokufanelekileyo, njengoMmeli osemthethweni we-CAEP Asset Managers (FSP 33933).
Bhukisha umnxeba wokwenza i-OTC